House in Paderne, Albufeira
House in Paderne, Albufeira — image 2House in Paderne, Albufeira — image 3House in Paderne, Albufeira — image 4House in Paderne, Albufeira — image 5
Grade Bvillabudget

House in Paderne, Albufeira

Albufeira · Central Algarve ·

€630,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.6%

True Gross Yield

22%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €39,151/yr
Average Daily Rate: €480
-31.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 19.8 years
5-yr Capital Value: €827,811
10-yr Capital Value: €1.0M
Brixfox Score: 60.8 / 100
Comparable Properties: 5
Data Confidence: 56%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€847,870

+34.6% over asking

Asking price€630,000
IMT — Property transfer tax (investment schedule)€38,230
IS — Stamp duty (0.8%)€5,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,450
Total acquisition costs€53,970
Renovation (est. €900/m² × 150 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€135,000
(€105,000–€165,000)
Furnishing & STR launch (5bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€28,900
All-in investment (incl. renovation & furnishing)€847,870

Gross yield (asking price)

6.2%

True gross yield (all-in)

4.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 2
Building: 150 m²
Land: 759 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 2023
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
15.55
Visual Appeal
4.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
2.24
Payback Speed
2
STR Suitability
3

Description

Very spacious house in the finishing phase, with 5 bedrooms, 2 bathrooms, living and dining room, with stove and equipped kitchen. It has air conditioning and a solar panel. Outside you will have a large paved terrace and a wooden and tile shed to cover this same terrace. It has two distinct areas of land/garden and on

Location

📍 37.1525°N, 8.2238°W

· Albufeira, Algarve, Portugal

View on Albufeira Home →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

House in Paderne, Albufeira

Inventory
5 Beds
Bathrooms
2 Baths
Built Area
150 m²
Land Plot
759 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$155K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$2,389/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.9 yr
Rental only

Property details

Year built: 2023
Energy: F
Condition: needs-renovation

Description

Very spacious house in the finishing phase, with 5 bedrooms, 2 bathrooms, living and dining room, with stove and equipped kitchen. It has air conditioning and a solar panel. Outside you will have a large paved terrace and a wooden and tile shed to cover this same terrace. It has two distinct areas of land/garden and on

Income Breakdown

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Nightly Rate (ADR)
$704/night
50% ($324)Brixfox estimate($704/night)200% ($1295)
Occupancy
22%
10%Brixfox estimate(22%)100%

Short-Term Rental

Yearly income
$28,668
Airbnb data$704/night · 22% occupancy
Rental income
$704/night · 22% occ.
$57,436
Running costs (20%)
Utilities, cleaning, maintenance
-$11,487
Income tax (10%)
Indonesian rental income tax
-$16,082
Property tax
Annual property tax
-$1,198
Net income
4.2% ROI
$28,668

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$684,783
IMT (transfer tax, investment schedule)$41,554
Imposto de Selo (stamp duty)$5,478
Notary & registration$1,359
Legal / due diligence$10,272
Total acquisition costs$58,663
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$146,739
($114,130–$179,348)
Furnishing & STR launch
5bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$29,239
All-in investment$919,424

Gross yield (asking)

8.4%

True gross yield (all-in)

6.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.8M$2.8M$1.9M$948K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $630K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$766K
+22%
Rental Income
+$140K
Total Position
$907K
+44%
7.5%/yr
Year 10
Capital Value
$933K
+48%
Rental Income
+$302K
Total Position
$1.2M
+96%
7.0%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$709K
Total Position
$2.1M
+232%
6.2%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$1.3M
Total Position
$3.3M
+424%
5.7%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Weak
22% average occupancy
Nightly Rate
Strong
$647 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
759 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $647 — positioned in the top tier
Generous 759 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.7%
$4,395/mo
40% occ.
10.3%
$5,893/mo
22% occ.
5.7%
$3,250/mo
current
32% occ.
8.3%
$4,748/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.