Detached house in Vale de Carros, Olhos de Água, Albufeira e Olhos de Água
Detached house in Vale de Carros, Olhos de Água, Albufeira e Olhos de Água — image 2Detached house in Vale de Carros, Olhos de Água, Albufeira e Olhos de Água — image 3Detached house in Vale de Carros, Olhos de Água, Albufeira e Olhos de Água — image 4Detached house in Vale de Carros, Olhos de Água, Albufeira e Olhos de Água — image 5
Grade Bvillabudget

Detached house in Vale de Carros, Olhos de Água, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€600,000

Asking Price (EUR)

2.0%

True Net Yield (Owner, all-in)

1.4%

True Net Yield (Managed, all-in)

3.1%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,675/yr
Average Daily Rate: €140
-15.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 30.9 years
5-yr Capital Value: €788,391
10-yr Capital Value: €959,198
Brixfox Score: 61.8 / 100
Comparable Properties: 15
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€756,530

+26.1% over asking

Asking price€600,000
IMT — Property transfer tax (investment schedule)€35,830
IS — Stamp duty (0.8%)€4,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,000
Total acquisition costs€50,880
Renovation (est. €350/m² × 248 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€86,800
(€62,000–€111,600)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€756,530

Gross yield (asking price)

4.0%

True gross yield (all-in)

3.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 248 m²
Land: 2245 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1993
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

coastal proximitytraditional fireplace

Score Breakdown

ROI
11.6
Visual Appeal
7.4
Ownership Security
13
Location
10.2
Land & Space
12
Rental Demand
4.64
Payback Speed
0
STR Suitability
3

Description

Fabulous detached villa with two floors, garage, great area of land and an excellent location. The lower floor consists of commercial establishment fully equipped for coffee service and restaurant, being the same in full operation, Upper floor for housing with typology T2 (two bedrooms) and enjoying great areas in al

Location

📍 37.1091°N, 8.1713°W

· Albufeira, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Vale de Carros, Olhos de Água, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
248 m²
Land Plot
2245 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$148K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.6%
$1,423/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
38.2 yr
Rental only

Property details

Year built: 1993
Energy: E
Condition: fair

Description

Fabulous detached villa with two floors, garage, great area of land and an excellent location. The lower floor consists of commercial establishment fully equipped for coffee service and restaurant, being the same in full operation, Upper floor for housing with typology T2 (two bedrooms) and enjoying great areas in al

Income Breakdown

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Nightly Rate (ADR)
$207/night
50% ($95)Brixfox estimate($207/night)200% ($381)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$17,076
Airbnb data$207/night · 46% occupancy
Rental income
$207/night · 46% occ.
$35,033
Running costs (20%)
Utilities, cleaning, maintenance
-$7,007
Income tax (10%)
Indonesian rental income tax
-$9,809
Property tax
Annual property tax
-$1,141
Net income
2.6% ROI
$17,076

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$652,174
IMT (transfer tax, investment schedule)$38,946
Imposto de Selo (stamp duty)$5,217
Notary & registration$1,359
Legal / due diligence$9,783
Total acquisition costs$55,304
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$94,348
($67,391–$121,304)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$820,141

Gross yield (asking)

5.4%

True gross yield (all-in)

4.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.1M$2.3M$1.5M$774K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $600K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$730K
+22%
Rental Income
+$83K
Total Position
$813K
+36%
6.3%/yr
Year 10
Capital Value
$888K
+48%
Rental Income
+$180K
Total Position
$1.1M
+78%
5.9%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$422K
Total Position
$1.7M
+189%
5.5%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$747K
Total Position
$2.7M
+349%
5.1%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Good
$190 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Strong
2245 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 2245 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.3%
$1,227/mo
40% occ.
3.1%
$1,668/mo
46% occ.
3.6%
$1,949/mo
current
56% occ.
4.4%
$2,390/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.