T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade Aapartmentmid-range

T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€200,000

Asking Price (EUR)

13.8%

True Net Yield (Owner, all-in)

9.5%

True Net Yield (Managed, all-in)

21.2%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,685/yr
Average Daily Rate: €294
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 5.0 years
5-yr Capital Value: €262,797
10-yr Capital Value: €319,733
Brixfox Score: 76.1 / 100
Comparable Properties: 96
Data Confidence: 99%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€234,167

+17.1% over asking

Asking price€200,000
IMT — Property transfer tax (investment schedule)€4,997
IS — Stamp duty (0.8%)€1,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,000
Total acquisition costs€10,847
Renovation (est. €55/m² × 24 m²)
Light touch-ups — paint, fixtures, deep clean.		€1,320
(€720–€1,920)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€234,167

Gross yield (asking price)

24.8%

True gross yield (all-in)

21.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 24 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean view terracearched facademultiple outdoor seating areas

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
2.48
Rental Demand
4.63
Payback Speed
5
STR Suitability
3

Description

Ground Floor Studio Apartment with Sea View and Pool – Excellent Investment Opportunity | €200,000* We present this studio apartment located on the ground floor, with sea views and a privileged location next to the building's pool, ideal for enjoying the Algarve lifestyle. The property has a functional base, although

Location

📍 37.0878°N, 8.2510°W

· Albufeira, Algarve, Portugal

View on Million Group →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
24 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 17.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+22.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$49K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
17.1%
$3,097/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.8 yr
Rental only

Property details

Energy: D
Condition: good

Description

Ground Floor Studio Apartment with Sea View and Pool – Excellent Investment Opportunity | €200,000* We present this studio apartment located on the ground floor, with sea views and a privileged location next to the building's pool, ideal for enjoying the Algarve lifestyle. The property has a functional base, although

Income Breakdown

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Nightly Rate (ADR)
$427/night
50% ($197)Brixfox estimate($427/night)200% ($787)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$37,169
Airbnb data$427/night · 46% occupancy
Rental income
$427/night · 46% occ.
$72,210
Running costs (20%)
Utilities, cleaning, maintenance
-$14,442
Income tax (10%)
Indonesian rental income tax
-$20,219
Property tax
Annual property tax
-$380
Net income
17.1% ROI
$37,169

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$217,391
IMT (transfer tax, investment schedule)$5,432
Imposto de Selo (stamp duty)$1,739
Notary & registration$1,359
Legal / due diligence$3,261
Total acquisition costs$11,790
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$1,435
($783–$2,087)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$254,529

Gross yield (asking)

33.2%

True gross yield (all-in)

28.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.6M$2.0M$1.3M$654K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $200K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$243K
+22%
Rental Income
+$182K
Total Position
$425K
+112%
16.3%/yr
Year 10
Capital Value
$296K
+48%
Rental Income
+$392K
Total Position
$688K
+244%
13.2%/yr
Year 20
Capital Value
$438K
+119%
Rental Income
+$919K
Total Position
$1.4M
+579%
10.0%/yr
Year 30
Capital Value
$649K
+224%
Rental Income
+$1.6M
Total Position
$2.3M
+1038%
8.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
17.1% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$393 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 17.1% — outperforms most villas in this market
Premium nightly rate of $393 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
14.9%
$2,699/mo
40% occ.
19.9%
$3,609/mo
46% occ.
23.1%
$4,181/mo
current
56% occ.
28.1%
$5,091/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.