Semi-detached house in Paderne, Albufeira
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Grade Avillamid-range

Semi-detached house in Paderne, Albufeira

Albufeira · Central Algarve ·

€497,000

Asking Price (EUR)

7.0%

True Net Yield (Owner, all-in)

4.9%

True Net Yield (Managed, all-in)

10.8%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €63,209/yr
Average Daily Rate: €476
Payback Period: 9.8 years
5-yr Capital Value: €653,051
10-yr Capital Value: €794,536
Brixfox Score: 76.3 / 100
Comparable Properties: 9
Data Confidence: 59%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€586,866

+18.1% over asking

Asking price€497,000
IMT — Property transfer tax (investment schedule)€27,590
IS — Stamp duty (0.8%)€3,976
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,455
Total acquisition costs€40,271
Renovation (est. €55/m² × 219 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,045
(€6,570–€17,520)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€586,866

Gross yield (asking price)

12.7%

True gross yield (all-in)

10.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 219 m²
Land: 27358 m²
Style: portuguese-traditional
Condition: good
Year Built: 2011
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved facadestone-clad fireplacetraditional terracotta flooring

Score Breakdown

ROI
23.45
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.64
Payback Speed
4
STR Suitability
3

Description

This 4 bedroom semi-detached villa, located in the Lentiscais area of Paderne, offers a unique opportunity to enjoy a quiet life in the countryside, with quick access to the centre of Albufeira and all its amenities. On the ground floor, you will find a spacious and bright living room, a dining room ideal for family m

Location

📍 37.1757°N, 8.2010°W

· Albufeira, Algarve, Portugal

View on ImmoAlgarve →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Semi-detached house in Paderne, Albufeira

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
219 m²
Land Plot
27358 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$122K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.6%
$3,880/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.6 yr
Rental only

Property details

Year built: 2011
Energy: E
Condition: good

Description

This 4 bedroom semi-detached villa, located in the Lentiscais area of Paderne, offers a unique opportunity to enjoy a quiet life in the countryside, with quick access to the centre of Albufeira and all its amenities. On the ground floor, you will find a spacious and bright living room, a dining room ideal for family m

Income Breakdown

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Nightly Rate (ADR)
$688/night
50% ($317)Brixfox estimate($688/night)200% ($1267)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$46,561
Airbnb data$688/night · 36% occupancy
Rental income
$688/night · 36% occ.
$91,359
Running costs (20%)
Utilities, cleaning, maintenance
-$18,272
Income tax (10%)
Indonesian rental income tax
-$25,580
Property tax
Annual property tax
-$945
Net income
8.6% ROI
$46,561

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$540,217
IMT (transfer tax, investment schedule)$29,989
Imposto de Selo (stamp duty)$4,322
Notary & registration$1,359
Legal / due diligence$8,103
Total acquisition costs$43,773
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,092
($7,141–$19,043)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$635,724

Gross yield (asking)

16.9%

True gross yield (all-in)

14.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $497K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$605K
+22%
Rental Income
+$227K
Total Position
$832K
+67%
10.9%/yr
Year 10
Capital Value
$736K
+48%
Rental Income
+$491K
Total Position
$1.2M
+147%
9.5%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$1.2M
Total Position
$2.2M
+351%
7.8%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$2.0M
Total Position
$3.6M
+634%
6.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.6% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Strong
$633 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
27358 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.6% — outperforms most villas in this market
Premium nightly rate of $633 — positioned in the top tier
Generous 27358 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 36% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.6%
$4,319/mo
40% occ.
12.8%
$5,785/mo
36% occ.
11.7%
$5,251/mo
current
46% occ.
14.9%
$6,717/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.