Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água
Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade Avillamid-range

Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€554,900

Asking Price (EUR)

7.2%

True Net Yield (Owner, all-in)

5.0%

True Net Yield (Managed, all-in)

11.1%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €71,181/yr
Average Daily Rate: €455
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 9.5 years
5-yr Capital Value: €729,130
10-yr Capital Value: €887,099
Brixfox Score: 77.6 / 100
Comparable Properties: 65
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€643,700

+16.0% over asking

Asking price€554,900
IMT — Property transfer tax (investment schedule)€32,222
IS — Stamp duty (0.8%)€4,439
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,324
Total acquisition costs€46,235
Renovation (est. €55/m² × 143 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,865
(€4,290–€11,440)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€643,700

Gross yield (asking price)

12.8%

True gross yield (all-in)

11.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 143 m²
Land: 275 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multiple balconiesprivate garden with two poolstraditional Algarve architecture

Score Breakdown

ROI
23.94
Visual Appeal
12.2
Ownership Security
13
Location
10.2
Land & Space
6.96
Rental Demand
4.28
Payback Speed
4
STR Suitability
3

Description

3-Bedroom House in Albufeira with Excellent Outdoor Space and Private Garage We present this fantastic 3-bedroom house located in Albufeira, ideal for those seeking comfort, space, and tranquility. With a well-designed layout across three floors, this home offers all the amenities needed for a high-quality lifestyle. O

Location

📍 37.0909°N, 8.2481°W

· Albufeira, Algarve, Portugal

View on Top Housers Real Estate Solutions →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
143 m²
Land Plot
275 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$137K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.9%
$4,469/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.2 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: good

Description

3-Bedroom House in Albufeira with Excellent Outdoor Space and Private Garage We present this fantastic 3-bedroom house located in Albufeira, ideal for those seeking comfort, space, and tranquility. With a well-designed layout across three floors, this home offers all the amenities needed for a high-quality lifestyle. O

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$672/night
50% ($309)Brixfox estimate($672/night)200% ($1237)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$53,622
Airbnb data$672/night · 43% occupancy
Rental income
$672/night · 43% occ.
$105,150
Running costs (20%)
Utilities, cleaning, maintenance
-$21,030
Income tax (10%)
Indonesian rental income tax
-$29,442
Property tax
Annual property tax
-$1,056
Net income
8.9% ROI
$53,622

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$603,152
IMT (transfer tax, investment schedule)$35,024
Imposto de Selo (stamp duty)$4,825
Notary & registration$1,359
Legal / due diligence$9,048
Total acquisition costs$50,255
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,549
($4,663–$12,435)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$697,500

Gross yield (asking)

17.4%

True gross yield (all-in)

15.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $555K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$675K
+22%
Rental Income
+$262K
Total Position
$937K
+69%
11.0%/yr
Year 10
Capital Value
$821K
+48%
Rental Income
+$566K
Total Position
$1.4M
+150%
9.6%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.3M
Total Position
$2.5M
+358%
7.9%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$2.3M
Total Position
$4.1M
+647%
6.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.9% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$619 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
275 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.9% — outperforms most villas in this market
Premium nightly rate of $619 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 43% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.4%
$4,207/mo
40% occ.
11.2%
$5,639/mo
43% occ.
12.0%
$6,046/mo
current
53% occ.
14.9%
$7,478/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.