House in Paderne, Albufeira
House in Paderne, Albufeira — image 2House in Paderne, Albufeira — image 3House in Paderne, Albufeira — image 4House in Paderne, Albufeira — image 5
Grade B+villamid-range

House in Paderne, Albufeira

Albufeira · Central Algarve ·

€399,000

Asking Price (EUR)

8.6%

True Net Yield (Owner, all-in)

6.0%

True Net Yield (Managed, all-in)

13.3%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €63,542/yr
Average Daily Rate: €499
Payback Period: 7.7 years
5-yr Capital Value: €524,280
10-yr Capital Value: €637,867
Brixfox Score: 73.6 / 100
Comparable Properties: 6
Data Confidence: 61%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€479,487

+20.2% over asking

Asking price€399,000
IMT — Property transfer tax (investment schedule)€19,750
IS — Stamp duty (0.8%)€3,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,985
Total acquisition costs€30,177
Renovation (est. €55/m² × 232 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,760
(€6,960–€18,560)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€479,487

Gross yield (asking price)

15.9%

True gross yield (all-in)

13.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 232 m²
Land: 317 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

bright yellow window frames and doortraditional tiled exterior base

Score Breakdown

ROI
25
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
6.89
Rental Demand
3.49
Payback Speed
5
STR Suitability
3

Description

General features: Location: Paderne, Algarve, Portugal Property Type: Single-family house Condition: Recently remodeled Bedrooms: 4 Bathrooms: 3 Plot Area: 317 m2 Built Area: 232 Price: 399,000. 00 euros Detailed Description: 1. Architecture and Style: Facade: The villa features a traditional Algarve façade with wal

Location

📍 37.1796°N, 8.2257°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

House in Paderne, Albufeira

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
232 m²
Land Plot
317 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 11.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$98K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.0%
$3,975/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.1 yr
Rental only

Property details

Energy: D
Condition: good

Description

General features: Location: Paderne, Algarve, Portugal Property Type: Single-family house Condition: Recently remodeled Bedrooms: 4 Bathrooms: 3 Plot Area: 317 m2 Built Area: 232 Price: 399,000. 00 euros Detailed Description: 1. Architecture and Style: Facade: The villa features a traditional Algarve façade with wal

Income Breakdown

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Nightly Rate (ADR)
$732/night
50% ($337)Brixfox estimate($732/night)200% ($1348)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$47,702
Airbnb data$732/night · 35% occupancy
Rental income
$732/night · 35% occ.
$93,195
Running costs (20%)
Utilities, cleaning, maintenance
-$18,639
Income tax (10%)
Indonesian rental income tax
-$26,094
Property tax
Annual property tax
-$759
Net income
11.0% ROI
$47,702

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$433,696
IMT (transfer tax, investment schedule)$21,467
Imposto de Selo (stamp duty)$3,470
Notary & registration$1,359
Legal / due diligence$6,505
Total acquisition costs$32,801
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,870
($7,565–$20,174)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$519,008

Gross yield (asking)

21.5%

True gross yield (all-in)

18.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.9M$2.9M$1.9M$972K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $399K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$485K
+22%
Rental Income
+$233K
Total Position
$718K
+80%
12.5%/yr
Year 10
Capital Value
$591K
+48%
Rental Income
+$503K
Total Position
$1.1M
+174%
10.6%/yr
Year 20
Capital Value
$874K
+119%
Rental Income
+$1.2M
Total Position
$2.1M
+415%
8.5%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$2.1M
Total Position
$3.4M
+748%
7.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.0% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$674 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Good
317 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.0% — outperforms most villas in this market
Premium nightly rate of $674 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 35% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
12.8%
$4,615/mo
40% occ.
17.1%
$6,175/mo
35% occ.
14.9%
$5,373/mo
current
45% occ.
19.2%
$6,933/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.