Detached house in Rua da Vela Latina, 27, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água
Detached house in Rua da Vela Latina, 27, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 2Detached house in Rua da Vela Latina, 27, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 3Detached house in Rua da Vela Latina, 27, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 4Detached house in Rua da Vela Latina, 27, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 5
Grade Avillaluxury

Detached house in Rua da Vela Latina, 27, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.7M

Asking Price (EUR)

5.4%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.4%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €159,378/yr
Average Daily Rate: 896
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 13.1 years
5-yr Capital Value: €2.2M
10-yr Capital Value: €2.7M
Brixfox Score: 79.4 / 100
Comparable Properties: 9
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.9M

+13.6% over asking

Asking price€1.7M
IMT — Property transfer tax (investment schedule)€125,625
IS — Stamp duty (0.8%)€13,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€25,125
Total acquisition costs€165,400
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€62,150
All-in investment (incl. renovation & furnishing)€1.9M

Gross yield (asking price)

9.5%

True gross yield (all-in)

8.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 180
Land: 582
Style: modern
Condition: new-build
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop lounge with fire pit and panoramic viewsprivate pool and jacuzzifloor-to-ceiling windowsopen-plan living and kitchen area

Score Breakdown

ROI
19.5
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.87
Payback Speed
3
STR Suitability
3

Description

This stunning villa located in the Marina of Albufeira and due for delivery in 2025 has a prime location and is within walking distance of the beach and all amenities. This villa has high quality finishes and is located on a plot of land with patio and easy maintenance. With central heating and home system that offer

Location

📍 37.0819°N, 8.2741°W

· Albufeira, Algarve, Portugal

Idealista.pt
Albufeira / Central Algarve

Detached house in Rua da Vela Latina, 27, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
180 m²
Land Plot
582 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 6.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score79
GradeA
Brixfox Intelligence
79AExcellent
Score Breakdown
ROI & Yield87%
Capital Growth83%
Risk Profile80%
Market Demand79%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$412K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.4%
$9,720/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.6 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

This stunning villa located in the Marina of Albufeira and due for delivery in 2025 has a prime location and is within walking distance of the beach and all amenities. This villa has high quality finishes and is located on a plot of land with patio and easy maintenance. With central heating and home system that offer

Income Breakdown

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Nightly Rate (ADR)
$1,296/night
50% ($596)Brixfox estimate($1,296/night)200% ($2385)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$116,638
Airbnb data$1,296/night · 49% occupancy
Rental income
$1,296/night · 49% occ.
$230,432
Running costs (20%)
Utilities, cleaning, maintenance
-$46,086
Income tax (10%)
Indonesian rental income tax
-$64,521
Property tax
Annual property tax
-$3,186
Net income
6.4% ROI
$116,638

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,820,652
IMT (transfer tax, investment schedule)$136,549
Imposto de Selo (stamp duty)$14,565
Notary & registration$1,359
Legal / due diligence$27,310
Total acquisition costs$179,783
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$65,380
All-in investment$2,065,815

Gross yield (asking)

12.7%

True gross yield (all-in)

11.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$12.1M$9.1M$6.1M$3.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.7M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.0M
+22%
Rental Income
+$570K
Total Position
$2.6M
+56%
9.3%/yr
Year 10
Capital Value
$2.5M
+48%
Rental Income
+$1.2M
Total Position
$3.7M
+121%
8.3%/yr
Year 20
Capital Value
$3.7M
+119%
Rental Income
+$2.9M
Total Position
$6.6M
+291%
7.1%/yr
Year 30
Capital Value
$5.4M
+224%
Rental Income
+$5.1M
Total Position
$10.5M
+529%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$1192 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
582 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1192 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 582 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.3%
$8,013/mo
40% occ.
7.1%
$10,773/mo
49% occ.
8.7%
$13,177/mo
current
59% occ.
10.5%
$15,936/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.