Detached house in Estrada das Sesmarias, 7, Sesmarias, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água
Detached house in Estrada das Sesmarias, 7, Sesmarias, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 2Detached house in Estrada das Sesmarias, 7, Sesmarias, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 3Detached house in Estrada das Sesmarias, 7, Sesmarias, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 4Detached house in Estrada das Sesmarias, 7, Sesmarias, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 5
Grade B+villabudget

Detached house in Estrada das Sesmarias, 7, Sesmarias, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€415,000

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.2%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €38,813/yr
Average Daily Rate: €309
-29.0% vs area baselineImage quality 3/10 (-12%), Dated style (-15%), Has pool (0%), Has view (+10%), Budget finish (-12%)
Payback Period: 13.2 years
5-yr Capital Value: €545,304
10-yr Capital Value: €663,445
Brixfox Score: 65.2 / 100
Comparable Properties: 15
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€739,725

+78.2% over asking

Asking price€415,000
IMT — Property transfer tax (investment schedule)€21,030
IS — Stamp duty (0.8%)€3,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,225
Total acquisition costs€31,825
Renovation (est. €900/m² × 298 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€268,200
(€208,600–€327,800)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,700
All-in investment (incl. renovation & furnishing)€739,725

Gross yield (asking price)

9.3%

True gross yield (all-in)

5.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 298 m²
Land: 732 m²
Style: dated
Condition: needs-renovation
Year Built: 1990
Energy Certificate: In process
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
19.47
Visual Appeal
3.6
Ownership Security
13
Location
8.4
Land & Space
11.28
Rental Demand
3.44
Payback Speed
3
STR Suitability
3

Description

We present an excellent investment opportunity in one of the most exclusive areas of the Algarve: Sesmarias, Albufeira. Located just 900 metres from the beach and only a few minutes from Albufeira Marina and the city centre, this property benefits from a truly privileged location, surrounded by luxury hotels, renowned

Location

📍 37.0815°N, 8.2967°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Detached house in Estrada das Sesmarias, 7, Sesmarias, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
298 m²
Land Plot
732 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$102K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.4%
$2,402/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.6 yr
Rental only

Property details

Year built: 1990
Energy: In process
Condition: needs-renovation

Description

We present an excellent investment opportunity in one of the most exclusive areas of the Algarve: Sesmarias, Albufeira. Located just 900 metres from the beach and only a few minutes from Albufeira Marina and the city centre, this property benefits from a truly privileged location, surrounded by luxury hotels, renowned

Income Breakdown

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Nightly Rate (ADR)
$454/night
50% ($209)Brixfox estimate($454/night)200% ($835)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$28,826
Airbnb data$454/night · 34% occupancy
Rental income
$454/night · 34% occ.
$56,953
Running costs (20%)
Utilities, cleaning, maintenance
-$11,391
Income tax (10%)
Indonesian rental income tax
-$15,947
Property tax
Annual property tax
-$789
Net income
6.4% ROI
$28,826

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$451,087
IMT (transfer tax, investment schedule)$22,859
Imposto de Selo (stamp duty)$3,609
Notary & registration$1,359
Legal / due diligence$6,766
Total acquisition costs$34,592
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$291,522
($226,739–$356,304)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$24,674
All-in investment$801,875

Gross yield (asking)

12.6%

True gross yield (all-in)

7.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.0M$2.2M$1.5M$750K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $415K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$505K
+22%
Rental Income
+$141K
Total Position
$646K
+56%
9.2%/yr
Year 10
Capital Value
$614K
+48%
Rental Income
+$304K
Total Position
$918K
+121%
8.3%/yr
Year 20
Capital Value
$909K
+119%
Rental Income
+$713K
Total Position
$1.6M
+291%
7.1%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.3M
Total Position
$2.6M
+528%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$417 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
732 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $417 — positioned in the top tier
Generous 732 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 34% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.5%
$2,833/mo
40% occ.
10.1%
$3,799/mo
34% occ.
8.7%
$3,257/mo
current
44% occ.
11.2%
$4,223/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.