Detached house in Rua Miguel Bombarda, Paderne, Albufeira
Grade B+villamid-range

Detached house in Rua Miguel Bombarda, Paderne, Albufeira

Albufeira · Central Algarve ·

€640,000

Asking Price (EUR)

5.6%

True Net Yield (Owner, all-in)

3.9%

True Net Yield (Managed, all-in)

8.6%

True Gross Yield

31%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,235/yr
Average Daily Rate: €588
-13.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 11.9 years
5-yr Capital Value: €840,950
10-yr Capital Value: €1.0M
Brixfox Score: 65.7 / 100
Comparable Properties: 4
Data Confidence: 55%
Search Radius: 15 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€784,150

+22.5% over asking

Asking price€640,000
IMT — Property transfer tax (investment schedule)€38,400
IS — Stamp duty (0.8%)€5,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,600
Total acquisition costs€54,370
Renovation (est. €55/m² × 366 m²)
Light touch-ups — paint, fixtures, deep clean.		€20,130
(€10,980–€29,280)
Furnishing & STR launch (10bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€69,650
All-in investment (incl. renovation & furnishing)€784,150

Gross yield (asking price)

10.5%

True gross yield (all-in)

8.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 10
Building: 366 m²
Style: portuguese-traditional
Condition: good

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor terrace

Score Breakdown

ROI
20.74
Visual Appeal
7.4
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
3.13
Payback Speed
4
STR Suitability
3

Description

Houses and trade, 3 in one! A house V2 on the ground floor next to the commercial space, and on top, V5. 2 entrances to the commercial space to the north and south. Parking. Commercial space half converted to a 3 bedroom house. Investment guaranteed. Schedule your visit. Energy Rating: D ref: NS509.

Location

📍 37.1640°N, 8.2280°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Detached house in Rua Miguel Bombarda, Paderne, Albufeira

Inventory
10 Beds
Bathrooms
0 Baths
Built Area
366 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$158K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.1%
$4,113/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.1 yr
Rental only

Property details

Condition: good

Description

Houses and trade, 3 in one! A house V2 on the ground floor next to the commercial space, and on top, V5. 2 entrances to the commercial space to the north and south. Parking. Commercial space half converted to a 3 bedroom house. Investment guaranteed. Schedule your visit. Energy Rating: D ref: NS509.

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$850/night
50% ($391)Brixfox estimate($850/night)200% ($1565)
Occupancy
31%
10%Brixfox estimate(31%)100%

Short-Term Rental

Yearly income
$49,357
Airbnb data$850/night · 31% occupancy
Rental income
$850/night · 31% occ.
$97,259
Running costs (20%)
Utilities, cleaning, maintenance
-$19,452
Income tax (10%)
Indonesian rental income tax
-$27,232
Property tax
Annual property tax
-$1,217
Net income
7.1% ROI
$49,357

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$695,652
IMT (transfer tax, investment schedule)$41,739
Imposto de Selo (stamp duty)$5,565
Notary & registration$1,359
Legal / due diligence$10,435
Total acquisition costs$59,098
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$21,880
($11,935–$31,826)
Furnishing & STR launch
10bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$73,533
All-in investment$850,163

Gross yield (asking)

14.0%

True gross yield (all-in)

11.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.9M$3.7M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $640K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$779K
+22%
Rental Income
+$241K
Total Position
$1.0M
+59%
9.8%/yr
Year 10
Capital Value
$947K
+48%
Rental Income
+$521K
Total Position
$1.5M
+129%
8.7%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.2M
Total Position
$2.6M
+310%
7.3%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$2.2M
Total Position
$4.2M
+562%
6.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.1% annual return
Occupancy
Weak
31% average occupancy
Nightly Rate
Strong
$782 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $782 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 31% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.2%
$5,331/mo
40% occ.
12.3%
$7,142/mo
31% occ.
9.6%
$5,572/mo
current
41% occ.
12.7%
$7,383/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.