Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água
Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+villaluxury

Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.4M

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.5%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €101,854/yr
Average Daily Rate: €636
+16.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Luxury finish (+8%)
Payback Period: 16.7 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 74.1 / 100
Comparable Properties: 10
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+14.4% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€102,750
IS — Stamp duty (0.8%)€10,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,550
Total acquisition costs€135,510
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

7.4%

True gross yield (all-in)

6.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 1025 m²
Land: 1025 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2009
Energy Certificate: B
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolexpansive patio areatraditional Algarve architecturebalcony

Score Breakdown

ROI
17.01
Visual Appeal
15.2
Ownership Security
13
Location
10.2
Land & Space
9.33
Rental Demand
4.39
Payback Speed
2
STR Suitability
3

Description

ref: 859726.

Location

📍 37.0895°N, 8.2490°W

· Albufeira, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
1025 m²
Land Plot
1025 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$337K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.0%
$6,213/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.0 yr
Rental only

Property details

Year built: 2009
Energy: B
Condition: excellent

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$926/night
50% ($426)Brixfox estimate($926/night)200% ($1704)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$74,553
Airbnb data$926/night · 44% occupancy
Rental income
$926/night · 44% occ.
$148,383
Running costs (20%)
Utilities, cleaning, maintenance
-$29,677
Income tax (10%)
Indonesian rental income tax
-$41,547
Property tax
Annual property tax
-$2,606
Net income
5.0% ROI
$74,553

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,489,130
IMT (transfer tax, investment schedule)$111,685
Imposto de Selo (stamp duty)$11,913
Notary & registration$1,359
Legal / due diligence$22,337
Total acquisition costs$147,293
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,701,804

Gross yield (asking)

10.0%

True gross yield (all-in)

8.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$8.9M$6.6M$4.4M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$364K
Total Position
$2.0M
+48%
8.2%/yr
Year 10
Capital Value
$2.0M
+48%
Rental Income
+$786K
Total Position
$2.8M
+105%
7.5%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$1.8M
Total Position
$4.8M
+254%
6.5%/yr
Year 30
Capital Value
$4.4M
+224%
Rental Income
+$3.3M
Total Position
$7.7M
+463%
5.9%/yr

Location

Albufeira

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.0% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$852 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1025 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $852 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1025 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.6%
$5,698/mo
40% occ.
6.2%
$7,670/mo
44% occ.
6.8%
$8,439/mo
current
54% occ.
8.4%
$10,410/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.