Detached house in Paderne, Albufeira
Detached house in Paderne, Albufeira — image 2Detached house in Paderne, Albufeira — image 3Detached house in Paderne, Albufeira — image 4Detached house in Paderne, Albufeira — image 5
Grade Bvillamid-range

Detached house in Paderne, Albufeira

Albufeira · Central Algarve ·

€510,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

15%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €38,384/yr
Average Daily Rate: €683
+12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 16.5 years
5-yr Capital Value: €670,132
10-yr Capital Value: €815,319
Brixfox Score: 63.9 / 100
Comparable Properties: 6
Data Confidence: 59%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€612,850

+20.2% over asking

Asking price€510,000
IMT — Property transfer tax (investment schedule)€28,630
IS — Stamp duty (0.8%)€4,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,650
Total acquisition costs€41,610
Renovation (est. €55/m² × 288 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,840
(€8,640–€23,040)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€612,850

Gross yield (asking price)

7.5%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 288 m²
Land: 458 m²
Style: portuguese-traditional
Condition: good
Year Built: 1985
Energy Certificate: E
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architectureterraced gardenprivate poolbougainvillea accents

Score Breakdown

ROI
17.1
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
9.45
Rental Demand
1.54
Payback Speed
2
STR Suitability
3

Description

Charming villa located only 1 km from the village of Paderne and 20 minutes from Albufeira, close to various amenities and only 20 minutes from the golden beaches of the Algarve. This well-maintained property comprises 4 bedrooms, 3 with fitted wardrobes and 1 with air-conditioning, 2 bathrooms, a cosy living room wit

Location

📍 37.1775°N, 8.1994°W

· Albufeira, Algarve, Portugal

View on SERVESUL →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Paderne, Albufeira

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
288 m²
Land Plot
458 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$126K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.1%
$2,337/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.8 yr
Rental only

Property details

Year built: 1985
Energy: E
Condition: good

Description

Charming villa located only 1 km from the village of Paderne and 20 minutes from Albufeira, close to various amenities and only 20 minutes from the golden beaches of the Algarve. This well-maintained property comprises 4 bedrooms, 3 with fitted wardrobes and 1 with air-conditioning, 2 bathrooms, a cosy living room wit

Income Breakdown

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Nightly Rate (ADR)
$993/night
50% ($457)Brixfox estimate($993/night)200% ($1827)
Occupancy
15%
10%Brixfox estimate(15%)100%

Short-Term Rental

Yearly income
$28,049
Airbnb data$993/night · 15% occupancy
Rental income
$993/night · 15% occ.
$55,805
Running costs (20%)
Utilities, cleaning, maintenance
-$11,161
Income tax (10%)
Indonesian rental income tax
-$15,626
Property tax
Annual property tax
-$970
Net income
5.1% ROI
$28,049

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$554,348
IMT (transfer tax, investment schedule)$31,120
Imposto de Selo (stamp duty)$4,435
Notary & registration$1,359
Legal / due diligence$8,315
Total acquisition costs$45,228
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$17,217
($9,391–$25,043)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$663,967

Gross yield (asking)

10.1%

True gross yield (all-in)

8.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.3M$2.5M$1.7M$829K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $510K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$620K
+22%
Rental Income
+$137K
Total Position
$757K
+49%
8.2%/yr
Year 10
Capital Value
$755K
+48%
Rental Income
+$296K
Total Position
$1.1M
+106%
7.5%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$693K
Total Position
$1.8M
+255%
6.5%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.2M
Total Position
$2.9M
+465%
5.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Weak
15% average occupancy
Nightly Rate
Strong
$914 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
458 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $914 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 15% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
13.6%
$6,263/mo
40% occ.
18.1%
$8,377/mo
15% occ.
6.9%
$3,175/mo
current
25% occ.
11.5%
$5,290/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.