T0 (studio) in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T0 (studio) in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T0 (studio) in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T0 (studio) in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T0 (studio) in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentmid-range

T0 (studio) in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€115,000

Asking Price (EUR)

24.1%

True Net Yield (Owner, all-in)

16.7%

True Net Yield (Managed, all-in)

37.1%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €53,461/yr
Average Daily Rate: €317
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 2.7 years
5-yr Capital Value: €151,108
10-yr Capital Value: €183,846
Brixfox Score: 74.3 / 100
Comparable Properties: 97
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€144,156

+25.4% over asking

Asking price€115,000
IMT — Property transfer tax (investment schedule)€1,281
IS — Stamp duty (0.8%)€920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€1,725
Total acquisition costs€5,176
Renovation (est. €55/m² × 36 m²)
Light touch-ups — paint, fixtures, deep clean.		€1,980
(€1,080–€2,880)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€144,156

Gross yield (asking price)

46.5%

True gross yield (all-in)

37.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 36 m²
Style: contemporary
Condition: good
Year Built: 2003
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved building architecturelarge resort-style poolbalcony dining with city view

Score Breakdown

ROI
25
Visual Appeal
10.8
Ownership Security
13
Location
10.2
Land & Space
2.72
Rental Demand
4.62
Payback Speed
5
STR Suitability
3

Description

Villas Key is pleased to present you this charming T0 apartment located in the heart of the city of Albufeira. With a total area of 36.4m2, this apartment offers a warm and functional environment, perfect for those looking for the convenience of living in the city center. Set in a prominent building, residents enjoy a

Location

📍 37.0925°N, 8.2389°W

· Albufeira, Algarve, Portugal

View on Villas Key →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T0 (studio) in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
36 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 30.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+36.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$28K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
30.0%
$3,330/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
3 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
3.1 yr
Rental only

Property details

Year built: 2003
Energy: B
Condition: good

Description

Villas Key is pleased to present you this charming T0 apartment located in the heart of the city of Albufeira. With a total area of 36.4m2, this apartment offers a warm and functional environment, perfect for those looking for the convenience of living in the city center. Set in a prominent building, residents enjoy a

Income Breakdown

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Nightly Rate (ADR)
$458/night
50% ($211)Brixfox estimate($458/night)200% ($843)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$39,965
Airbnb data$458/night · 46% occupancy
Rental income
$458/night · 46% occ.
$77,276
Running costs (20%)
Utilities, cleaning, maintenance
-$15,455
Income tax (10%)
Indonesian rental income tax
-$21,637
Property tax
Annual property tax
-$219
Net income
30.0% ROI
$39,965

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$125,000
IMT (transfer tax, investment schedule)$1,392
Imposto de Selo (stamp duty)$1,000
Notary & registration$1,359
Legal / due diligence$1,875
Total acquisition costs$5,626
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$2,152
($1,174–$3,130)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$156,691

Gross yield (asking)

61.8%

True gross yield (all-in)

49.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.4M$1.8M$1.2M$610K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $115K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 4: rental income alone has repaid the full purchase price.
2x return
Year 3: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$140K
+22%
Rental Income
+$195K
Total Position
$335K
+191%
23.9%/yr
Year 10
Capital Value
$170K
+48%
Rental Income
+$421K
Total Position
$592K
+415%
17.8%/yr
Year 20
Capital Value
$252K
+119%
Rental Income
+$988K
Total Position
$1.2M
+978%
12.6%/yr
Year 30
Capital Value
$373K
+224%
Rental Income
+$1.7M
Total Position
$2.1M
+1745%
10.2%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
30.0% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$422 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 30.0% — outperforms most villas in this market
Premium nightly rate of $422 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
27.9%
$2,909/mo
40% occ.
37.3%
$3,885/mo
46% occ.
43.1%
$4,490/mo
current
56% occ.
52.5%
$5,465/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.