Detached house in Rua Fernando Pessoa, Páteo, Albufeira, Albufeira e Olhos de Água
Detached house in Rua Fernando Pessoa, Páteo, Albufeira, Albufeira e Olhos de Água — image 2Detached house in Rua Fernando Pessoa, Páteo, Albufeira, Albufeira e Olhos de Água — image 3Detached house in Rua Fernando Pessoa, Páteo, Albufeira, Albufeira e Olhos de Água — image 4Detached house in Rua Fernando Pessoa, Páteo, Albufeira, Albufeira e Olhos de Água — image 5
Grade Avillamid-range

Detached house in Rua Fernando Pessoa, Páteo, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€475,000

Asking Price (EUR)

8.1%

True Net Yield (Owner, all-in)

5.6%

True Net Yield (Managed, all-in)

12.4%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €68,595/yr
Average Daily Rate: 378
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 8.7 years
5-yr Capital Value: €624,143
10-yr Capital Value: €759,365
Brixfox Score: 76 / 100
Comparable Properties: 41
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€552,025

+16.2% over asking

Asking price€475,000
IMT — Property transfer tax (investment schedule)€25,830
IS — Stamp duty (0.8%)€3,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,125
Total acquisition costs€38,005
Renovation (est. €55/m² × 124)
Light touch-ups — paint, fixtures, deep clean.
€6,820
(€3,720€9,920)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€32,200
All-in investment (incl. renovation & furnishing)€552,025

Gross yield (asking price)

14.4%

True gross yield (all-in)

12.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 124
Land: 120
Style: portuguese-traditional
Condition: good
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large covered terracebuilt-in barbecuetraditional patterned balustradesea view

Score Breakdown

ROI
24.79
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
3.21
Rental Demand
4.97
Payback Speed
4
STR Suitability
3

Description

South Facing three bedroom villa located in Pateo, Albufeira, with stunning sea views, close to all amenities and a short 10-minute walk from the beach and the historic centre of Albufeira. The ground floor consists of a living room with a magnificent sea view, two bedrooms, bathroom, a fully equipped kitchen with acce

Location

📍 37.0908°N, 8.2653°W

· Albufeira, Algarve, Portugal

Idealista.pt
Albufeira / Central Algarve

Detached house in Rua Fernando Pessoa, Páteo, Albufeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
124 m²
Land Plot
120 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 9.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$117K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.8%
$4,221/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.2 yr
Rental only

Property details

Energy: D
Condition: good

Description

South Facing three bedroom villa located in Pateo, Albufeira, with stunning sea views, close to all amenities and a short 10-minute walk from the beach and the historic centre of Albufeira. The ground floor consists of a living room with a magnificent sea view, two bedrooms, bathroom, a fully equipped kitchen with acce

Income Breakdown

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Nightly Rate (ADR)
$547/night
50% ($251)Brixfox estimate($547/night)200% ($1006)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$50,657
Airbnb data$547/night · 50% occupancy
Rental income
$547/night · 50% occ.
$99,155
Running costs (20%)
Utilities, cleaning, maintenance
-$19,831
Income tax (10%)
Indonesian rental income tax
-$27,764
Property tax
Annual property tax
-$904
Net income
9.8% ROI
$50,657

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$516,304
IMT (transfer tax, investment schedule)$28,076
Imposto de Selo (stamp duty)$4,130
Notary & registration$1,359
Legal / due diligence$7,745
Total acquisition costs$41,310
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$7,413
($4,043$10,783)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$32,826
All-in investment$597,853

Gross yield (asking)

19.2%

True gross yield (all-in)

16.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.3M$3.2M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $475K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$578K
+22%
Rental Income
+$247K
Total Position
$825K
+74%
11.7%/yr
Year 10
Capital Value
$703K
+48%
Rental Income
+$534K
Total Position
$1.2M
+161%
10.0%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$1.3M
Total Position
$2.3M
+383%
8.2%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$2.2M
Total Position
$3.8M
+691%
7.1%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.8% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$503 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
120 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.8% — outperforms most villas in this market
Premium nightly rate of $503 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 50% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.9%
$3,417/mo
40% occ.
10.6%
$4,581/mo
50% occ.
13.3%
$5,709/mo
current
60% occ.
16.0%
$6,873/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.