Detached house in Rua da Vela Latina, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água
Detached house in Rua da Vela Latina, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 2Detached house in Rua da Vela Latina, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 3Detached house in Rua da Vela Latina, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 4Detached house in Rua da Vela Latina, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água — image 5
Grade Avillaluxury

Detached house in Rua da Vela Latina, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.7M

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.1%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €153,661/yr
Average Daily Rate: €750
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 13.6 years
5-yr Capital Value: €2.2M
10-yr Capital Value: €2.7M
Brixfox Score: 80.7 / 100
Comparable Properties: 10
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.9M

+13.6% over asking

Asking price€1.7M
IMT — Property transfer tax (investment schedule)€125,625
IS — Stamp duty (0.8%)€13,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€25,125
Total acquisition costs€165,400
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.9M

Gross yield (asking price)

9.2%

True gross yield (all-in)

8.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 180 m²
Land: 582 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terrace with glass railingslarge format windowswood slat accent wallintegrated shelving in bedroom wardrobe

Score Breakdown

ROI
19.09
Visual Appeal
16.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.61
Payback Speed
3
STR Suitability
3

Description

Located just a short stroll from the iconic Albufeira Marina and nearby beaches, this modern 4-bedroom villa offers a perfect blend of design, comfort, and convenience. With delivery scheduled for 2025, the property presents an excellent investment opportunity in one of the Algarve's most sought-after areas. Set on a

Location

📍 37.0823°N, 8.2754°W

· Albufeira, Algarve, Portugal

View on Kasas e Kasas - Algarve Property Mediação Imobiliária, Lda →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Rua da Vela Latina, São Rafael, Sesmaria - Cerro de Águia, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
180 m²
Land Plot
582 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 6.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score81
GradeA
Brixfox Intelligence
81AExcellent
Score Breakdown
ROI & Yield89%
Capital Growth85%
Risk Profile82%
Market Demand81%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$412K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.2%
$9,363/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.2 yr
Rental only

Property details

Year built: 2025
Energy: A
Condition: new-build

Description

Located just a short stroll from the iconic Albufeira Marina and nearby beaches, this modern 4-bedroom villa offers a perfect blend of design, comfort, and convenience. With delivery scheduled for 2025, the property presents an excellent investment opportunity in one of the Algarve's most sought-after areas. Set on a

Income Breakdown

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Nightly Rate (ADR)
$1,085/night
50% ($499)Brixfox estimate($1,085/night)200% ($1996)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$112,351
Airbnb data$1,085/night · 56% occupancy
Rental income
$1,085/night · 56% occ.
$222,186
Running costs (20%)
Utilities, cleaning, maintenance
-$44,437
Income tax (10%)
Indonesian rental income tax
-$62,212
Property tax
Annual property tax
-$3,186
Net income
6.2% ROI
$112,351

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,820,652
IMT (transfer tax, investment schedule)$136,549
Imposto de Selo (stamp duty)$14,565
Notary & registration$1,359
Legal / due diligence$27,310
Total acquisition costs$179,783
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,065,815

Gross yield (asking)

12.2%

True gross yield (all-in)

10.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$11.9M$8.9M$6.0M$3.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.7M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.0M
+22%
Rental Income
+$549K
Total Position
$2.6M
+54%
9.1%/yr
Year 10
Capital Value
$2.5M
+48%
Rental Income
+$1.2M
Total Position
$3.7M
+119%
8.1%/yr
Year 20
Capital Value
$3.7M
+119%
Rental Income
+$2.8M
Total Position
$6.4M
+285%
7.0%/yr
Year 30
Capital Value
$5.4M
+224%
Rental Income
+$4.9M
Total Position
$10.4M
+518%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$998 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
582 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $998 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 582 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
5.3%
$8,074/mo
46% occ.
6.8%
$10,384/mo
56% occ.
8.4%
$12,694/mo
current
66% occ.
9.9%
$15,005/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.