Detached house, Em1174, 825 h, Paderne, Albufeira
Detached house, Em1174, 825 h, Paderne, Albufeira — image 2Detached house, Em1174, 825 h, Paderne, Albufeira — image 3Detached house, Em1174, 825 h, Paderne, Albufeira — image 4Detached house, Em1174, 825 h, Paderne, Albufeira — image 5
Grade Avillamid-range

Detached house, Em1174, 825 h, Paderne, Albufeira

Albufeira · Central Algarve ·

€499,000

Asking Price (EUR)

11.0%

True Net Yield (Owner, all-in)

7.6%

True Net Yield (Managed, all-in)

16.9%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €103,819/yr
Average Daily Rate: €552
Payback Period: 6.0 years
5-yr Capital Value: €655,679
10-yr Capital Value: €797,733
Brixfox Score: 80.4 / 100
Comparable Properties: 6
Data Confidence: 60%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€615,877

+23.4% over asking

Asking price€499,000
IMT — Property transfer tax (investment schedule)€27,750
IS — Stamp duty (0.8%)€3,992
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,485
Total acquisition costs€40,477
Renovation (est. €350/m² × 111 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€38,850
(€27,750–€49,950)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€615,877

Gross yield (asking price)

20.8%

True gross yield (all-in)

16.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 111 m²
Land: 6760 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1971
Energy Certificate: D
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

solar_panelsrural_settingterraced_land

Score Breakdown

ROI
25
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.15
Payback Speed
5
STR Suitability
3

Description

Located in Alcaria, Paderne, this villa is in a quiet area, surrounded by nature, with good access to Albufeira, Boliqueime and São Bartolomeu de Messines. Ground floor: •Kitchen •Living room •Bathroom •Two bedrooms Attic / Upper floor: •Shared bathroom •Two bedrooms, both with a dressing area •Access to terrace from t

Location

📍 37.1888°N, 8.2041°W

· Albufeira, Algarve, Portugal

View on Century21 Realty Art →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house, Em1174, 825 h, Paderne, Albufeira

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
111 m²
Land Plot
6760 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 14.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+19.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$123K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
14.2%
$6,425/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.0 yr
Rental only

Property details

Year built: 1971
Energy: D
Condition: fair

Description

Located in Alcaria, Paderne, this villa is in a quiet area, surrounded by nature, with good access to Albufeira, Boliqueime and São Bartolomeu de Messines. Ground floor: •Kitchen •Living room •Bathroom •Two bedrooms Attic / Upper floor: •Shared bathroom •Two bedrooms, both with a dressing area •Access to terrace from t

Income Breakdown

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Nightly Rate (ADR)
$798/night
50% ($367)Brixfox estimate($798/night)200% ($1469)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$77,100
Airbnb data$798/night · 52% occupancy
Rental income
$798/night · 52% occ.
$150,095
Running costs (20%)
Utilities, cleaning, maintenance
-$30,019
Income tax (10%)
Indonesian rental income tax
-$42,026
Property tax
Annual property tax
-$949
Net income
14.2% ROI
$77,100

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$542,391
IMT (transfer tax, investment schedule)$30,163
Imposto de Selo (stamp duty)$4,339
Notary & registration$1,359
Legal / due diligence$8,136
Total acquisition costs$43,997
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$42,228
($30,163–$54,293)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$667,258

Gross yield (asking)

27.7%

True gross yield (all-in)

22.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.7M$4.3M$2.9M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $499K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$607K
+22%
Rental Income
+$377K
Total Position
$984K
+97%
14.5%/yr
Year 10
Capital Value
$739K
+48%
Rental Income
+$813K
Total Position
$1.6M
+211%
12.0%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$1.9M
Total Position
$3.0M
+501%
9.4%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$3.4M
Total Position
$5.0M
+901%
8.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
14.2% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$734 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
6760 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 14.2% — outperforms most villas in this market
Premium nightly rate of $734 — positioned in the top tier
Generous 6760 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
11.7%
$5,278/mo
42% occ.
15.4%
$6,978/mo
52% occ.
19.2%
$8,677/mo
current
62% occ.
23.0%
$10,377/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.