Terraced house in Em1352, 506 X, Paderne
Terraced house in Em1352, 506 X, Paderne — image 2Terraced house in Em1352, 506 X, Paderne — image 3Terraced house in Em1352, 506 X, Paderne — image 4Terraced house in Em1352, 506 X, Paderne — image 5
Grade B+villaluxury

Terraced house in Em1352, 506 X, Paderne

Albufeira · Central Algarve ·

€549,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

7.8%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,533/yr
Average Daily Rate: €292
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 13.8 years
5-yr Capital Value: €734,518
10-yr Capital Value: €893,653
Brixfox Score: 66.7 / 100
Comparable Properties: 3
Data Confidence: 47%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€647,927

+18.0% over asking

Asking price€549,000
IMT — Property transfer tax (investment schedule)€31,750
IS — Stamp duty (0.8%)€4,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,235
Total acquisition costs€45,627
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€647,927

Gross yield (asking price)

9.2%

True gross yield (all-in)

7.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 185 m²
Land: 103 m²
Style: contemporary
Condition: excellent
Year Built: 2009
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop plunge poolpergola-covered outdoor dining/lounge areamodern glass balconiescobblestone driveway

Score Breakdown

ROI
18.92
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
2.39
Rental Demand
4.75
Payback Speed
3
STR Suitability
3

Description

Discover your perfect haven in this stunning 3-bedroom townhouse, ideally located within a secure closed condominium featuring electric gates. This exceptional property, in excellent condition, boasts a south-facing orientation that floods the space with natural light, complemented by spacious terraces for your outdoor

Location

📍 37.1640°N, 8.2280°W

· Albufeira, Algarve, Portugal

View on Century21 Realty Art →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Terraced house in Em1352, 506 X, Paderne

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
185 m²
Land Plot
103 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$135K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.2%
$3,077/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.2 yr
Rental only

Property details

Year built: 2009
Energy: Not indicated
Condition: excellent

Description

Discover your perfect haven in this stunning 3-bedroom townhouse, ideally located within a secure closed condominium featuring electric gates. This exceptional property, in excellent condition, boasts a south-facing orientation that floods the space with natural light, complemented by spacious terraces for your outdoor

Income Breakdown

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Nightly Rate (ADR)
$421/night
50% ($194)Brixfox estimate($421/night)200% ($775)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$36,924
Airbnb data$421/night · 47% occupancy
Rental income
$421/night · 47% occ.
$73,016
Running costs (20%)
Utilities, cleaning, maintenance
-$14,603
Income tax (10%)
Indonesian rental income tax
-$20,445
Property tax
Annual property tax
-$1,044
Net income
6.2% ROI
$36,924

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$596,739
IMT (transfer tax, investment schedule)$34,511
Imposto de Selo (stamp duty)$4,774
Notary & registration$1,359
Legal / due diligence$8,951
Total acquisition costs$49,595
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$702,095

Gross yield (asking)

12.2%

True gross yield (all-in)

10.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.9M$2.9M$2.0M$977K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $549K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$668K
+22%
Rental Income
+$180K
Total Position
$848K
+55%
9.1%/yr
Year 10
Capital Value
$813K
+48%
Rental Income
+$389K
Total Position
$1.2M
+119%
8.2%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$913K
Total Position
$2.1M
+285%
7.0%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.6M
Total Position
$3.4M
+519%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$388 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
103 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $388 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.2%
$2,604/mo
40% occ.
7.0%
$3,500/mo
47% occ.
8.4%
$4,172/mo
current
57% occ.
10.2%
$5,069/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.