Detached house in Paderne
Detached house in Paderne — image 2Detached house in Paderne — image 3Detached house in Paderne — image 4Detached house in Paderne — image 5
Grade Bvillamid-range

Detached house in Paderne

Albufeira · Central Algarve ·

€995,000

Asking Price (EUR)

1.5%

True Net Yield (Owner, all-in)

1.1%

True Net Yield (Managed, all-in)

2.4%

True Gross Yield

10%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €27,344/yr
Average Daily Rate: €749
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 45.5 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 58.7 / 100
Comparable Properties: 4
Data Confidence: 55%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+15.7% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation (est. €55/m² × 304 m²)
Light touch-ups — paint, fixtures, deep clean.		€16,720
(€9,120–€24,320)
Furnishing & STR launch (7bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€56,100
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

2.8%

True gross yield (all-in)

2.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 7
Bathrooms: 4
Building: 304 m²
Land: 4318 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: E
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tilesmultiple interconnected buildingsprivate swimming poolrural landscape views

Score Breakdown

ROI
10.14
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
1
Payback Speed
0
STR Suitability
3

Description

ref: City-24-59A.

Location

📍 37.1640°N, 8.2280°W

· Albufeira, Algarve, Portugal

View on City Home →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Paderne

Inventory
7 Beds
Bathrooms
4 Baths
Built Area
304 m²
Land Plot
4318 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$245K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.7%
$1,554/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
58.0 yr
Rental only

Property details

Energy: E
Condition: good

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,082/night
50% ($498)Brixfox estimate($1,082/night)200% ($1992)
Occupancy
10%
10%Brixfox estimate(10%)100%

Short-Term Rental

Yearly income
$18,651
Airbnb data$1,082/night · 10% occupancy
Rental income
$1,082/night · 10% occ.
$39,508
Running costs (20%)
Utilities, cleaning, maintenance
-$7,902
Income tax (10%)
Indonesian rental income tax
-$11,062
Property tax
Annual property tax
-$1,893
Net income
1.7% ROI
$18,651

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$18,174
($9,913–$26,435)
Furnishing & STR launch
7bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$58,804
All-in investment$1,249,625

Gross yield (asking)

3.7%

True gross yield (all-in)

3.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.7M$3.5M$2.3M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$91K
Total Position
$1.3M
+31%
5.5%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$197K
Total Position
$1.7M
+68%
5.3%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$461K
Total Position
$2.6M
+165%
5.0%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$816K
Total Position
$4.0M
+306%
4.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.7% annual return
Occupancy
Weak
10% average occupancy
Nightly Rate
Strong
$996 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
4318 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $996 — positioned in the top tier
Generous 4318 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.5%
$6,756/mo
40% occ.
10.1%
$9,061/mo
10% occ.
2.4%
$2,147/mo
current
20% occ.
4.9%
$4,452/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.