Terraced house, R. do Arado, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água
Terraced house, R. do Arado, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água — image 2Terraced house, R. do Arado, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água — image 3Terraced house, R. do Arado, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água — image 4Terraced house, R. do Arado, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água — image 5
Grade B+villaluxury

Terraced house, R. do Arado, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€885,000

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.4%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €65,263/yr
Average Daily Rate: €396
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 16.8 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.4M
Brixfox Score: 68.8 / 100
Comparable Properties: 12
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+14.5% over asking

Asking price€885,000
IMT — Property transfer tax (investment schedule)€53,100
IS — Stamp duty (0.8%)€7,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,275
Total acquisition costs€74,705
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

7.4%

True gross yield (all-in)

6.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 146 m²
Style: modern
Condition: new-build
Year Built: 2023
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

solar panelsprivate swimming poolsflat roofsmixed material facades

Score Breakdown

ROI
16.96
Visual Appeal
14.2
Ownership Security
13
Location
10.2
Land & Space
4.92
Rental Demand
4.52
Payback Speed
2
STR Suitability
3

Description

New semi-detached house, located in a quiet and privileged area of Olhos d'Água, Albufeira, offering proximity to the sea and all conveniences, such as bars, restaurants and supermarkets. The villa is being carefully designed to ensure maximum comfort and quality of life for future owners. On the ground floor, there

Location

📍 37.1052°N, 8.1930°W

· Albufeira, Algarve, Portugal

View on ImmoAlgarve →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Terraced house, R. do Arado, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
146 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$218K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.0%
$3,993/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.1 yr
Rental only

Property details

Year built: 2023
Energy: A
Condition: new-build

Description

New semi-detached house, located in a quiet and privileged area of Olhos d'Água, Albufeira, offering proximity to the sea and all conveniences, such as bars, restaurants and supermarkets. The villa is being carefully designed to ensure maximum comfort and quality of life for future owners. On the ground floor, there

Income Breakdown

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Nightly Rate (ADR)
$579/night
50% ($266)Brixfox estimate($579/night)200% ($1065)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$47,916
Airbnb data$579/night · 45% occupancy
Rental income
$579/night · 45% occ.
$95,383
Running costs (20%)
Utilities, cleaning, maintenance
-$19,077
Income tax (10%)
Indonesian rental income tax
-$26,707
Property tax
Annual property tax
-$1,683
Net income
5.0% ROI
$47,916

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$961,957
IMT (transfer tax, investment schedule)$57,717
Imposto de Selo (stamp duty)$7,696
Notary & registration$1,359
Legal / due diligence$14,429
Total acquisition costs$81,201
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$1,098,918

Gross yield (asking)

9.9%

True gross yield (all-in)

8.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.7M$4.3M$2.9M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $885K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$234K
Total Position
$1.3M
+48%
8.2%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$505K
Total Position
$1.8M
+105%
7.4%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$1.2M
Total Position
$3.1M
+253%
6.5%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$2.1M
Total Position
$5.0M
+461%
5.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
5.0% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$532 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $532 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 5.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.4%
$3,556/mo
40% occ.
6.0%
$4,788/mo
45% occ.
6.8%
$5,424/mo
current
55% occ.
8.3%
$6,656/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.