Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água
Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 2Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 3Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 4Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água — image 5
Grade Avillaluxury

Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.6M

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €122,166/yr
Average Daily Rate: 503
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 16.3 years
5-yr Capital Value: €2.2M
10-yr Capital Value: €2.6M
Brixfox Score: 80.1 / 100
Comparable Properties: 7
Data Confidence: 67%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.9M

+13.7% over asking

Asking price€1.6M
IMT — Property transfer tax (investment schedule)€123,000
IS — Stamp duty (0.8%)€13,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€24,600
Total acquisition costs€161,970
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€62,150
All-in investment (incl. renovation & furnishing)€1.9M

Gross yield (asking price)

7.5%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 290
Land: 727
Style: modern
Condition: new-build
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity poollarge glass wallsmultiple terraces/balconiesopen-plan living

Score Breakdown

ROI
17.21
Visual Appeal
16.6
Ownership Security
13
Location
10.2
Land & Space
11.34
Rental Demand
6.78
Payback Speed
2
STR Suitability
3

Description

Experience luxury in this contemporary 4-bedroom villa located in the Pine Valley Resort. Boasting modern architecture and premium finishes, this home offers the perfect blend of comfort and sophistication. Designed to maximize functionality and aesthetics, the villa features spacious interiors, a rooftop terrace with

Location

📍 37.1061°N, 8.2035°W

· Albufeira, Algarve, Portugal

Idealista.pt
Albufeira / Central Algarve

Detached house in Vale Navio, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
290 m²
Land Plot
727 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$404K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.1%
$7,608/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.5 yr
Rental only

Property details

Energy: A+
Condition: new-build

Description

Experience luxury in this contemporary 4-bedroom villa located in the Pine Valley Resort. Boasting modern architecture and premium finishes, this home offers the perfect blend of comfort and sophistication. Designed to maximize functionality and aesthetics, the villa features spacious interiors, a rooftop terrace with

Income Breakdown

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Nightly Rate (ADR)
$734/night
50% ($338)Brixfox estimate($734/night)200% ($1350)
Occupancy
68%
10%Brixfox estimate(68%)100%

Short-Term Rental

Yearly income
$91,298
Airbnb data$734/night · 68% occupancy
Rental income
$734/night · 68% occ.
$181,572
Running costs (20%)
Utilities, cleaning, maintenance
-$36,314
Income tax (10%)
Indonesian rental income tax
-$50,840
Property tax
Annual property tax
-$3,120
Net income
5.1% ROI
$91,298

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,782,609
IMT (transfer tax, investment schedule)$133,696
Imposto de Selo (stamp duty)$14,261
Notary & registration$1,359
Legal / due diligence$26,739
Total acquisition costs$176,054
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$65,380
All-in investment$2,024,043

Gross yield (asking)

10.2%

True gross yield (all-in)

9.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$10.7M$8.0M$5.4M$2.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.6M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.0M
+22%
Rental Income
+$446K
Total Position
$2.4M
+49%
8.3%/yr
Year 10
Capital Value
$2.4M
+48%
Rental Income
+$963K
Total Position
$3.4M
+107%
7.5%/yr
Year 20
Capital Value
$3.6M
+119%
Rental Income
+$2.3M
Total Position
$5.9M
+257%
6.6%/yr
Year 30
Capital Value
$5.3M
+224%
Rental Income
+$4.0M
Total Position
$9.3M
+468%
6.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Good
68% average occupancy
Nightly Rate
Strong
$675 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
727 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $675 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 727 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

48% occ.
4.9%
$7,206/mo
58% occ.
5.9%
$8,768/mo
68% occ.
7.0%
$10,331/mo
current
78% occ.
8.0%
$11,894/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.