House in Rua da Vinha, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água
House in Rua da Vinha, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água — image 2House in Rua da Vinha, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água — image 3House in Rua da Vinha, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água — image 4House in Rua da Vinha, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água — image 5
Grade Bvillamid-range

House in Rua da Vinha, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€925,100

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

5.2%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,113/yr
Average Daily Rate: €388
Payback Period: 21.1 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 61.7 / 100
Comparable Properties: 16
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+11.9% over asking

Asking price€925,100
IMT — Property transfer tax (investment schedule)€55,506
IS — Stamp duty (0.8%)€7,401
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,877
Total acquisition costs€78,034
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

5.8%

True gross yield (all-in)

5.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 120 m²
Style: contemporary
Condition: excellent
Year Built: 2022
Energy Certificate: A

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated kitchen appliancesrecessed lighting

Score Breakdown

ROI
15.05
Visual Appeal
11.2
Ownership Security
13
Location
10.2
Land & Space
4.4
Rental Demand
3.82
Payback Speed
1
STR Suitability
3

Description

3-bedroom townhouse for sale in Vale da Azinheira, Albufeira, located in a quiet residential area just a few minutes from the beach. The ground floor includes an open-plan living room and kitchen with direct access to the garden and pool, laundry/utility room, a full bathroom and one bedroom with built-in wardrobe. On

Location

📍 37.1039°N, 8.1940°W

· Albufeira, Algarve, Portugal

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Albufeira / Central Algarve

House in Rua da Vinha, Vale da Azinheira, Olhos de Água, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
120 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.9% net return annually.

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The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$228K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.9%
$3,276/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.6 yr
Rental only

Property details

Year built: 2022
Energy: A
Condition: excellent

Description

3-bedroom townhouse for sale in Vale da Azinheira, Albufeira, located in a quiet residential area just a few minutes from the beach. The ground floor includes an open-plan living room and kitchen with direct access to the garden and pool, laundry/utility room, a full bathroom and one bedroom with built-in wardrobe. On

Income Breakdown

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Nightly Rate (ADR)
$567/night
50% ($261)Brixfox estimate($567/night)200% ($1043)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$39,311
Airbnb data$567/night · 38% occupancy
Rental income
$567/night · 38% occ.
$78,983
Running costs (20%)
Utilities, cleaning, maintenance
-$15,797
Income tax (10%)
Indonesian rental income tax
-$22,115
Property tax
Annual property tax
-$1,760
Net income
3.9% ROI
$39,311

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,005,543
IMT (transfer tax, investment schedule)$60,333
Imposto de Selo (stamp duty)$8,045
Notary & registration$1,359
Legal / due diligence$15,084
Total acquisition costs$84,820
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,123,189

Gross yield (asking)

7.9%

True gross yield (all-in)

7.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.4M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $925K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$192K
Total Position
$1.3M
+42%
7.3%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$415K
Total Position
$1.8M
+93%
6.8%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$972K
Total Position
$3.0M
+224%
6.1%/yr
Year 30
Capital Value
$3.0M
+224%
Rental Income
+$1.7M
Total Position
$4.7M
+410%
5.6%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$522 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $522 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.1%
$3,475/mo
40% occ.
5.6%
$4,682/mo
38% occ.
5.3%
$4,461/mo
current
48% occ.
6.8%
$5,668/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.