Detached house in Paderne, Albufeira
Detached house in Paderne, Albufeira — image 2Detached house in Paderne, Albufeira — image 3Detached house in Paderne, Albufeira — image 4Detached house in Paderne, Albufeira — image 5
Grade Bvillabudget

Detached house in Paderne, Albufeira

Albufeira · Central Algarve ·

€430,000

Asking Price (EUR)

1.8%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

2.8%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,430/yr
Average Daily Rate: €92
-18.0% vs area baselineImage quality 4/10 (-9%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 30.6 years
5-yr Capital Value: €565,014
10-yr Capital Value: €687,425
Brixfox Score: 59.2 / 100
Comparable Properties: 5
Data Confidence: 66%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€618,120

+43.7% over asking

Asking price€430,000
IMT — Property transfer tax (investment schedule)€22,230
IS — Stamp duty (0.8%)€3,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,450
Total acquisition costs€33,370
Renovation (est. €900/m² × 151 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€135,900
(€105,700–€166,100)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€618,120

Gross yield (asking price)

4.0%

True gross yield (all-in)

2.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 151 m²
Land: 3640 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced land for development

Score Breakdown

ROI
11.64
Visual Appeal
6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.21
Payback Speed
0
STR Suitability
3

Description

Single-Storey 2-Bedroom Villa for Sale in the Countryside, Near Paderne This thoughtfully designed property offers comfort and practicality, making it ideal for modern family living. Interior features include: - 2 en-suite bedrooms, both generously sized and filled with natural light - 3 bathrooms, conveniently loca

Location

📍 37.1770°N, 8.2031°W

· Albufeira, Algarve, Portugal

View on De Brito Properties →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Paderne, Albufeira

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
151 m²
Land Plot
3640 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$106K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.6%
$1,032/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
37.7 yr
Rental only

Property details

Energy: F
Condition: needs-renovation

Description

Single-Storey 2-Bedroom Villa for Sale in the Countryside, Near Paderne This thoughtfully designed property offers comfort and practicality, making it ideal for modern family living. Interior features include: - 2 en-suite bedrooms, both generously sized and filled with natural light - 3 bathrooms, conveniently loca

Income Breakdown

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Nightly Rate (ADR)
$134/night
50% ($61)Brixfox estimate($134/night)200% ($246)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$12,385
Airbnb data$134/night · 52% occupancy
Rental income
$134/night · 52% occ.
$25,390
Running costs (20%)
Utilities, cleaning, maintenance
-$5,078
Income tax (10%)
Indonesian rental income tax
-$7,109
Property tax
Annual property tax
-$818
Net income
2.6% ROI
$12,385

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$467,391
IMT (transfer tax, investment schedule)$24,163
Imposto de Selo (stamp duty)$3,739
Notary & registration$1,359
Legal / due diligence$7,011
Total acquisition costs$36,272
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$147,717
($114,891–$180,543)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$669,696

Gross yield (asking)

5.4%

True gross yield (all-in)

3.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.2M$1.7M$1.1M$557K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $430K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$523K
+22%
Rental Income
+$60K
Total Position
$584K
+36%
6.3%/yr
Year 10
Capital Value
$637K
+48%
Rental Income
+$131K
Total Position
$767K
+78%
6.0%/yr
Year 20
Capital Value
$942K
+119%
Rental Income
+$306K
Total Position
$1.2M
+190%
5.5%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$542K
Total Position
$1.9M
+350%
5.1%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Good
$123 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Strong
3640 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 3640 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
2.2%
$844/mo
42% occ.
2.9%
$1,129/mo
52% occ.
3.6%
$1,413/mo
current
62% occ.
4.4%
$1,697/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.