Detached house in Balaia Golf Village, 508, Balaia, Albufeira e Olhos de Água
Detached house in Balaia Golf Village, 508, Balaia, Albufeira e Olhos de Água — image 2Detached house in Balaia Golf Village, 508, Balaia, Albufeira e Olhos de Água — image 3Detached house in Balaia Golf Village, 508, Balaia, Albufeira e Olhos de Água — image 4Detached house in Balaia Golf Village, 508, Balaia, Albufeira e Olhos de Água — image 5
Grade Avillamid-range

Detached house in Balaia Golf Village, 508, Balaia, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€890,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €71,705/yr
Average Daily Rate: €435
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 15.5 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.4M
Brixfox Score: 76.2 / 100
Comparable Properties: 27
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+13.3% over asking

Asking price€890,000
IMT — Property transfer tax (investment schedule)€53,400
IS — Stamp duty (0.8%)€7,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,350
Total acquisition costs€75,120
Renovation (est. €55/m² × 160 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,800
(€4,800–€12,800)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

8.1%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 160 m²
Land: 750 m²
Style: portuguese-traditional
Condition: good
Year Built: 1978
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private pool with sun loungerslarge private gardentraditional terracotta roof tilessea view from elevated position

Score Breakdown

ROI
17.7
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
12
Rental Demand
4.51
Payback Speed
3
STR Suitability
3

Description

Recently renovated traditional single-story house in an excellent location in the center of Albufeira, close to supermarkets, restaurants, and all amenities. The kitchen is modern and fully equipped, and the spacious and bright living/dining room features a fireplace and glass doors with access to the terrace and garde

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

View on Sotheby's Realty Vilamoura →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Balaia Golf Village, 508, Balaia, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
160 m²
Land Plot
750 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$219K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.4%
$4,348/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.5 yr
Rental only

Property details

Year built: 1978
Energy: A+
Condition: good

Description

Recently renovated traditional single-story house in an excellent location in the center of Albufeira, close to supermarkets, restaurants, and all amenities. The kitchen is modern and fully equipped, and the spacious and bright living/dining room features a fireplace and glass doors with access to the terrace and garde

Income Breakdown

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Nightly Rate (ADR)
$629/night
50% ($289)Brixfox estimate($629/night)200% ($1157)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$52,181
Airbnb data$629/night · 45% occupancy
Rental income
$629/night · 45% occ.
$103,603
Running costs (20%)
Utilities, cleaning, maintenance
-$20,721
Income tax (10%)
Indonesian rental income tax
-$29,009
Property tax
Annual property tax
-$1,693
Net income
5.4% ROI
$52,181

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$967,391
IMT (transfer tax, investment schedule)$58,043
Imposto de Selo (stamp duty)$7,739
Notary & registration$1,359
Legal / due diligence$14,511
Total acquisition costs$81,652
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,565
($5,217–$13,913)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,094,152

Gross yield (asking)

10.7%

True gross yield (all-in)

9.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.9M$4.5M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $890K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$255K
Total Position
$1.3M
+50%
8.5%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$550K
Total Position
$1.9M
+110%
7.7%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.3M
Total Position
$3.2M
+264%
6.7%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$2.3M
Total Position
$5.2M
+481%
6.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.4% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$579 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
750 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $579 — positioned in the top tier
Generous 750 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.8%
$3,876/mo
40% occ.
6.5%
$5,215/mo
45% occ.
7.3%
$5,902/mo
current
55% occ.
9.0%
$7,242/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.