Terraced house in Ferreiras, Albufeira
Terraced house in Ferreiras, Albufeira — image 2Terraced house in Ferreiras, Albufeira — image 3Terraced house in Ferreiras, Albufeira — image 4Terraced house in Ferreiras, Albufeira — image 5
Grade Bvillamid-range

Terraced house in Ferreiras, Albufeira

Albufeira · Central Algarve ·

€636,900

Asking Price (EUR)

5.4%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

8.3%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €60,912/yr
Average Daily Rate: €352
+2.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%)
Payback Period: 13.0 years
5-yr Capital Value: €836,877
10-yr Capital Value: €1.0M
Brixfox Score: 64.8 / 100
Comparable Properties: 19
Data Confidence: 80%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€737,428

+15.8% over asking

Asking price€636,900
IMT — Property transfer tax (investment schedule)€38,214
IS — Stamp duty (0.8%)€5,095
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,554
Total acquisition costs€54,113
Renovation (est. €55/m² × 213 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,715
(€6,390–€17,040)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€737,428

Gross yield (asking price)

9.6%

True gross yield (all-in)

8.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 213 m²
Land: 138 m²
Style: portuguese-traditional
Condition: good
Year Built: 2007
Energy Certificate: B
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private outdoor poolcovered outdoor dining areacovered parking

Score Breakdown

ROI
19.6
Visual Appeal
8.8
Ownership Security
13
Location
9.6
Land & Space
3.07
Rental Demand
4.74
Payback Speed
3
STR Suitability
3

Description

..

Location

📍 37.1242°N, 8.2451°W

· Albufeira, Algarve, Portugal

View on KW Flash Algarve - Barlavento →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Terraced house in Ferreiras, Albufeira

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
213 m²
Land Plot
138 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$157K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.5%
$3,725/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.5 yr
Rental only

Property details

Year built: 2007
Energy: B
Condition: good

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$511/night
50% ($235)Brixfox estimate($511/night)200% ($940)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$44,696
Airbnb data$511/night · 47% occupancy
Rental income
$511/night · 47% occ.
$88,284
Running costs (20%)
Utilities, cleaning, maintenance
-$17,657
Income tax (10%)
Indonesian rental income tax
-$24,719
Property tax
Annual property tax
-$1,211
Net income
6.5% ROI
$44,696

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$692,283
IMT (transfer tax, investment schedule)$41,537
Imposto de Selo (stamp duty)$5,538
Notary & registration$1,359
Legal / due diligence$10,385
Total acquisition costs$58,818
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$12,734
($6,946–$18,522)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$799,378

Gross yield (asking)

12.8%

True gross yield (all-in)

11.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.6M$3.5M$2.3M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $637K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$775K
+22%
Rental Income
+$218K
Total Position
$993K
+56%
9.3%/yr
Year 10
Capital Value
$943K
+48%
Rental Income
+$471K
Total Position
$1.4M
+122%
8.3%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.1M
Total Position
$2.5M
+293%
7.1%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$2.0M
Total Position
$4.0M
+532%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.5% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$470 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
138 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $470 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.5%
$3,161/mo
40% occ.
7.4%
$4,248/mo
47% occ.
8.8%
$5,049/mo
current
57% occ.
10.6%
$6,136/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.