Semi-detached house in Rua da Torre Velha, Sesmarias, Albufeira e Olhos de Água
Semi-detached house in Rua da Torre Velha, Sesmarias, Albufeira e Olhos de Água — image 2Semi-detached house in Rua da Torre Velha, Sesmarias, Albufeira e Olhos de Água — image 3Semi-detached house in Rua da Torre Velha, Sesmarias, Albufeira e Olhos de Água — image 4Semi-detached house in Rua da Torre Velha, Sesmarias, Albufeira e Olhos de Água — image 5
Grade Bvillaluxury

Semi-detached house in Rua da Torre Velha, Sesmarias, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€790,000

Asking Price (EUR)

3.6%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,058/yr
Average Daily Rate: €290
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 19.7 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 63.8 / 100
Comparable Properties: 20
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€901,270

+14.1% over asking

Asking price€790,000
IMT — Property transfer tax (investment schedule)€47,400
IS — Stamp duty (0.8%)€6,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,850
Total acquisition costs€66,820
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€44,450
All-in investment (incl. renovation & furnishing)€901,270

Gross yield (asking price)

6.3%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 95 m²
Style: contemporary
Condition: excellent
Year Built: 2007
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced architecturemultiple balconies/patioscommunal swimming poolcoastal proximity

Score Breakdown

ROI
15.58
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
3.9
Rental Demand
4.73
Payback Speed
2
STR Suitability
3

Description

Luxury Villa | T1 | 144 m² | Terrace | Garage | Beach | Castle | Albufeira Located in one of the most exclusive settings of Castelo, in Albufeira, this luxury T1 villa represents a unique opportunity to live by the sea, in a high-quality, tranquil, and private residential environment, just a few minutes from the beach

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

View on D&D Group →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Semi-detached house in Rua da Torre Velha, Sesmarias, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
95 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.2% net return annually.

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The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$194K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$3,009/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.8 yr
Rental only

Property details

Year built: 2007
Energy: B-
Condition: excellent

Description

Luxury Villa | T1 | 144 m² | Terrace | Garage | Beach | Castle | Albufeira Located in one of the most exclusive settings of Castelo, in Albufeira, this luxury T1 villa represents a unique opportunity to live by the sea, in a high-quality, tranquil, and private residential environment, just a few minutes from the beach

Income Breakdown

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Nightly Rate (ADR)
$419/night
50% ($193)Brixfox estimate($419/night)200% ($771)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$36,106
Airbnb data$419/night · 47% occupancy
Rental income
$419/night · 47% occ.
$72,325
Running costs (20%)
Utilities, cleaning, maintenance
-$14,465
Income tax (10%)
Indonesian rental income tax
-$20,251
Property tax
Annual property tax
-$1,503
Net income
4.2% ROI
$36,106

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$858,696
IMT (transfer tax, investment schedule)$51,522
Imposto de Selo (stamp duty)$6,870
Notary & registration$1,359
Legal / due diligence$12,880
Total acquisition costs$72,630
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$46,141
All-in investment$977,467

Gross yield (asking)

8.4%

True gross yield (all-in)

7.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $790K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$961K
+22%
Rental Income
+$176K
Total Position
$1.1M
+44%
7.6%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$381K
Total Position
$1.6M
+96%
7.0%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$893K
Total Position
$2.6M
+232%
6.2%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.6M
Total Position
$4.1M
+424%
5.7%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$386 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $386 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.6%
$2,551/mo
40% occ.
4.8%
$3,443/mo
47% occ.
5.7%
$4,094/mo
current
57% occ.
7.0%
$4,986/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.