Terraced house in Caminho da Semina, Balaia, Albufeira e Olhos de Água
Terraced house in Caminho da Semina, Balaia, Albufeira e Olhos de Água — image 2Terraced house in Caminho da Semina, Balaia, Albufeira e Olhos de Água — image 3Terraced house in Caminho da Semina, Balaia, Albufeira e Olhos de Água — image 4Terraced house in Caminho da Semina, Balaia, Albufeira e Olhos de Água — image 5
Grade B+villa

Terraced house in Caminho da Semina, Balaia, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€799,000

Asking Price (EUR)

6.5%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

10.1%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €95,900/yr
Average Daily Rate: €556
Payback Period: 10.3 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 73.7 / 100
Comparable Properties: 7
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€952,117

+19.2% over asking

Asking price€799,000
IMT — Property transfer tax (investment schedule)€47,940
IS — Stamp duty (0.8%)€6,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,985
Total acquisition costs€67,567
Renovation (est. €200/m² × 240 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€48,000
(€24,000–€72,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€952,117

Gross yield (asking price)

12.0%

True gross yield (all-in)

10.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 240 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
22.74
Visual Appeal
10
Ownership Security
13
Location
10.2
Land & Space
6
Rental Demand
4.73
Payback Speed
4
STR Suitability
3

Description

Four-bedroom terraced house with spacious terraces and stunning sea views A terraced house with spacious terraces and stunning sea views, situated in the peaceful area of Branqueira, ideal for those seeking comfort, space and proximity to the Algarve's finest beaches. On the ground floor, the property features a welc

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Terraced house in Caminho da Semina, Balaia, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
240 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.2% net return annually.

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The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$197K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.2%
$5,951/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.2 yr
Rental only

Property details

Description

Four-bedroom terraced house with spacious terraces and stunning sea views A terraced house with spacious terraces and stunning sea views, situated in the peaceful area of Branqueira, ideal for those seeking comfort, space and proximity to the Algarve's finest beaches. On the ground floor, the property features a welc

Income Breakdown

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Nightly Rate (ADR)
$813/night
50% ($374)Brixfox estimate($813/night)200% ($1496)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$71,414
Airbnb data$813/night · 47% occupancy
Rental income
$813/night · 47% occ.
$140,257
Running costs (20%)
Utilities, cleaning, maintenance
-$28,051
Income tax (10%)
Indonesian rental income tax
-$39,272
Property tax
Annual property tax
-$1,520
Net income
8.2% ROI
$71,414

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$868,478
IMT (transfer tax, investment schedule)$52,109
Imposto de Selo (stamp duty)$6,948
Notary & registration$1,359
Legal / due diligence$13,027
Total acquisition costs$73,442
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$52,174
($26,087–$78,261)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,032,736

Gross yield (asking)

16.1%

True gross yield (all-in)

13.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$6.6M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $799K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$972K
+22%
Rental Income
+$349K
Total Position
$1.3M
+65%
10.6%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$753K
Total Position
$1.9M
+142%
9.3%/yr
Year 20
Capital Value
$1.8M
+119%
Rental Income
+$1.8M
Total Position
$3.5M
+340%
7.7%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$3.1M
Total Position
$5.7M
+616%
6.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.2% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$748 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.2% — outperforms most villas in this market
Premium nightly rate of $748 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.0%
$5,067/mo
40% occ.
9.4%
$6,798/mo
47% occ.
11.1%
$8,055/mo
current
57% occ.
13.5%
$9,786/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.