Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água
Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+villamid-range

Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.4M

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €105,881/yr
Average Daily Rate: 742
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 16.1 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 73.5 / 100
Comparable Properties: 10
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+14.5% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€102,750
IS — Stamp duty (0.8%)€10,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,550
Total acquisition costs€135,510
Renovation (est. €55/m² × 429)
Light touch-ups — paint, fixtures, deep clean.
€23,595
(€12,870€34,320)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€40,050
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

7.7%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 1
Building: 429
Land: 1025
Style: portuguese-traditional
Condition: good
Year Built: 2009
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor pool areamultiple balconies/terracestraditional Algarve architecture

Score Breakdown

ROI
17.36
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
11.19
Rental Demand
3.91
Payback Speed
2
STR Suitability
3

Description

Exceptional villa in Albufeira – Luxury, comfort and ideal location Discover this magnificent 4 to 5 bedroom villa situated in the heart of Albufeira, close to all amenities, beaches, restaurants and entertainment. A true haven of peace that combines the elegance of traditional contemporary style with absolute comfort

Location

📍 37.0906°N, 8.2473°W

· Albufeira, Algarve, Portugal

Idealista.pt
Albufeira / Central Algarve

Detached house in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
1 Baths
Built Area
429 m²
Land Plot
1025 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$337K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$6,456/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.2 yr
Rental only

Property details

Year built: 2009
Energy: B
Condition: good

Description

Exceptional villa in Albufeira – Luxury, comfort and ideal location Discover this magnificent 4 to 5 bedroom villa situated in the heart of Albufeira, close to all amenities, beaches, restaurants and entertainment. A true haven of peace that combines the elegance of traditional contemporary style with absolute comfort

Income Breakdown

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Nightly Rate (ADR)
$1,080/night
50% ($497)Brixfox estimate($1,080/night)200% ($1986)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$77,470
Airbnb data$1,080/night · 39% occupancy
Rental income
$1,080/night · 39% occ.
$153,992
Running costs (20%)
Utilities, cleaning, maintenance
-$30,798
Income tax (10%)
Indonesian rental income tax
-$43,118
Property tax
Annual property tax
-$2,606
Net income
5.2% ROI
$77,470

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,489,130
IMT (transfer tax, investment schedule)$111,685
Imposto de Selo (stamp duty)$11,913
Notary & registration$1,359
Legal / due diligence$22,337
Total acquisition costs$147,293
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$25,647
($13,989$37,304)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$41,359
All-in investment$1,703,429

Gross yield (asking)

10.3%

True gross yield (all-in)

9.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$9.0M$6.8M$4.5M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$378K
Total Position
$2.0M
+49%
8.3%/yr
Year 10
Capital Value
$2.0M
+48%
Rental Income
+$817K
Total Position
$2.8M
+108%
7.6%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$1.9M
Total Position
$4.9M
+259%
6.6%/yr
Year 30
Capital Value
$4.4M
+224%
Rental Income
+$3.4M
Total Position
$7.8M
+472%
6.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$993 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1025 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $993 — positioned in the top tier
Generous 1025 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 39% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.4%
$6,679/mo
40% occ.
7.2%
$8,977/mo
current
39% occ.
7.1%
$8,766/mo
current
49% occ.
8.9%
$11,064/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.