Terraced house in Sesmarias, Albufeira e Olhos de Água
Terraced house in Sesmarias, Albufeira e Olhos de Água — image 2Terraced house in Sesmarias, Albufeira e Olhos de Água — image 3Terraced house in Sesmarias, Albufeira e Olhos de Água — image 4Terraced house in Sesmarias, Albufeira e Olhos de Água — image 5
Grade Bvillamid-range

Terraced house in Sesmarias, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€575,000

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.2%

True Gross Yield

33%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,501/yr
Average Daily Rate: €286
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 20.8 years
5-yr Capital Value: €755,541
10-yr Capital Value: €919,232
Brixfox Score: 57.1 / 100
Comparable Properties: 20
Data Confidence: 84%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€659,530

+14.7% over asking

Asking price€575,000
IMT — Property transfer tax (investment schedule)€33,830
IS — Stamp duty (0.8%)€4,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,625
Total acquisition costs€48,305
Renovation (est. €55/m² × 125 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,875
(€3,750–€10,000)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€659,530

Gross yield (asking price)

6.0%

True gross yield (all-in)

5.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 125 m²
Land: 39 m²
Style: portuguese-traditional
Condition: good
Year Built: 2004
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private garden with patiobalcony with viewscommunal pool areatraditional Portuguese architecture

Score Breakdown

ROI
15.16
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
1.04
Rental Demand
3.31
Payback Speed
1
STR Suitability
3

Description

Virtual Tour | Video | Homestaging This delightful villa offers an ideal combination of comfort, convenience and tranquillity. Located within walking distance of beaches, restaurants, supermarkets and a gym, and just a few minutes' drive from the nearest golf course and Albufeira, it is part of a small private condomin

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Terraced house in Sesmarias, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
125 m²
Land Plot
39 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$142K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.0%
$2,069/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.2 yr
Rental only

Property details

Year built: 2004
Energy: C
Condition: good

Description

Virtual Tour | Video | Homestaging This delightful villa offers an ideal combination of comfort, convenience and tranquillity. Located within walking distance of beaches, restaurants, supermarkets and a gym, and just a few minutes' drive from the nearest golf course and Albufeira, it is part of a small private condomin

Income Breakdown

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Nightly Rate (ADR)
$413/night
50% ($190)Brixfox estimate($413/night)200% ($760)
Occupancy
33%
10%Brixfox estimate(33%)100%

Short-Term Rental

Yearly income
$24,827
Airbnb data$413/night · 33% occupancy
Rental income
$413/night · 33% occ.
$49,848
Running costs (20%)
Utilities, cleaning, maintenance
-$9,970
Income tax (10%)
Indonesian rental income tax
-$13,957
Property tax
Annual property tax
-$1,094
Net income
4.0% ROI
$24,827

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$625,000
IMT (transfer tax, investment schedule)$36,772
Imposto de Selo (stamp duty)$5,000
Notary & registration$1,359
Legal / due diligence$9,375
Total acquisition costs$52,505
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,473
($4,076–$10,870)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$714,707

Gross yield (asking)

8.0%

True gross yield (all-in)

7.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.4M$2.5M$1.7M$849K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $575K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$700K
+22%
Rental Income
+$121K
Total Position
$821K
+43%
7.4%/yr
Year 10
Capital Value
$851K
+48%
Rental Income
+$262K
Total Position
$1.1M
+94%
6.8%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$614K
Total Position
$1.9M
+226%
6.1%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.1M
Total Position
$3.0M
+413%
5.6%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.0% annual return
Occupancy
Weak
33% average occupancy
Nightly Rate
Strong
$380 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
39 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $380 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.9%
$2,548/mo
40% occ.
6.6%
$3,428/mo
33% occ.
5.4%
$2,817/mo
current
43% occ.
7.1%
$3,697/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.