Detached house, Pine Valley Vale Navio, Nn, Vale Navio, Albufeira, Albufeira e Olhos de Água
Detached house, Pine Valley Vale Navio, Nn, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 2Detached house, Pine Valley Vale Navio, Nn, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 3Detached house, Pine Valley Vale Navio, Nn, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 4Detached house, Pine Valley Vale Navio, Nn, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 5
Grade Avillaluxury

Detached house, Pine Valley Vale Navio, Nn, Vale Navio, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.6M

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.5%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €115,994/yr
Average Daily Rate: €478
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 16.4 years
5-yr Capital Value: €2.1M
10-yr Capital Value: €2.5M
Brixfox Score: 79 / 100
Comparable Properties: 6
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.8M

+13.8% over asking

Asking price€1.6M
IMT — Property transfer tax (investment schedule)€118,500
IS — Stamp duty (0.8%)€12,640
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€23,700
Total acquisition costs€156,090
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.8M

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 383 m²
Land: 647 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large glass walls/sliding doorsmultiple outdoor living spacesinfinity-edge poolspiral staircase to rooftop terracemodern black and white facade

Score Breakdown

ROI
17.15
Visual Appeal
16.6
Ownership Security
13
Location
10.2
Land & Space
10.25
Rental Demand
6.83
Payback Speed
2
STR Suitability
3

Description

This contemporary 4-bedroom villa is located in the prestigious and tranquil Pine Valley Resort in Vale Navio- an exclusive setting that combines privacy, serenity and easy access to the Algarve's main amenities. With striking modern architecture and premium finishes throughout, the detached home offers a sophisticated

Location

📍 37.1074°N, 8.2049°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Detached house, Pine Valley Vale Navio, Nn, Vale Navio, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
383 m²
Land Plot
647 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.1% net return annually.

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The Investment

Brixfox Score79
GradeA
Brixfox Intelligence
79AExcellent
Score Breakdown
ROI & Yield87%
Capital Growth83%
Risk Profile80%
Market Demand79%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$389K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.1%
$7,279/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.7 yr
Rental only

Property details

Year built: 2025
Energy: A+
Condition: new-build

Description

This contemporary 4-bedroom villa is located in the prestigious and tranquil Pine Valley Resort in Vale Navio- an exclusive setting that combines privacy, serenity and easy access to the Algarve's main amenities. With striking modern architecture and premium finishes throughout, the detached home offers a sophisticated

Income Breakdown

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Nightly Rate (ADR)
$697/night
50% ($320)Brixfox estimate($697/night)200% ($1282)
Occupancy
68%
10%Brixfox estimate(68%)100%

Short-Term Rental

Yearly income
$87,343
Airbnb data$697/night · 68% occupancy
Rental income
$697/night · 68% occ.
$173,747
Running costs (20%)
Utilities, cleaning, maintenance
-$34,749
Income tax (10%)
Indonesian rental income tax
-$48,649
Property tax
Annual property tax
-$3,005
Net income
5.1% ROI
$87,343

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,717,391
IMT (transfer tax, investment schedule)$128,804
Imposto de Selo (stamp duty)$13,739
Notary & registration$1,359
Legal / due diligence$25,761
Total acquisition costs$169,663
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,952,435

Gross yield (asking)

10.1%

True gross yield (all-in)

8.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$10.3M$7.7M$5.1M$2.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.6M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.9M
+22%
Rental Income
+$427K
Total Position
$2.3M
+49%
8.3%/yr
Year 10
Capital Value
$2.3M
+48%
Rental Income
+$921K
Total Position
$3.3M
+106%
7.5%/yr
Year 20
Capital Value
$3.5M
+119%
Rental Income
+$2.2M
Total Position
$5.6M
+256%
6.6%/yr
Year 30
Capital Value
$5.1M
+224%
Rental Income
+$3.8M
Total Position
$8.9M
+466%
6.0%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Good
68% average occupancy
Nightly Rate
Strong
$641 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
647 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $641 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 647 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

48% occ.
4.8%
$6,918/mo
58% occ.
5.9%
$8,401/mo
68% occ.
6.9%
$9,885/mo
current
78% occ.
7.9%
$11,368/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.