T0 (studio) in Vale Pedras, Albufeira, Albufeira e Olhos de Água
T0 (studio) in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 2T0 (studio) in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 3T0 (studio) in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 4T0 (studio) in Vale Pedras, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentmid-range

T0 (studio) in Vale Pedras, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€390,000

Asking Price (EUR)

5.3%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.1%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €36,204/yr
Average Daily Rate: €193
Payback Period: 13.3 years
5-yr Capital Value: €512,454
10-yr Capital Value: €623,479
Brixfox Score: 67.8 / 100
Comparable Properties: 85
Data Confidence: 84%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€447,190

+14.7% over asking

Asking price€390,000
IMT — Property transfer tax (investment schedule)€19,030
IS — Stamp duty (0.8%)€3,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,850
Total acquisition costs€29,250
Renovation (est. €55/m² × 108 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,940
(€3,240–€8,640)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€447,190

Gross yield (asking price)

9.3%

True gross yield (all-in)

8.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 2
Building: 108 m²
Style: portuguese-traditional
Condition: good
Year Built: 1989
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched balconiestiled accents in common areas

Score Breakdown

ROI
19.32
Visual Appeal
10
Ownership Security
13
Location
10.2
Land & Space
4.16
Rental Demand
5.13
Payback Speed
3
STR Suitability
3

Description

2-Bedroom Apartment located on the 1st floor, set in a building with swimming pool. The apartment currently features an interior layout that allows it to be used as two independent one-bedroom units (T1), each with its own living areas, offering a versatile solution for both owner-occupation and investment purposes.

Location

📍 37.1033°N, 8.2405°W

· Albufeira, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T0 (studio) in Vale Pedras, Albufeira, Albufeira e Olhos de Água

Inventory
0 Beds
Bathrooms
2 Baths
Built Area
108 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.3% net return annually.

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The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$96K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.3%
$2,226/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.9 yr
Rental only

Property details

Year built: 1989
Energy: C
Condition: good

Description

2-Bedroom Apartment located on the 1st floor, set in a building with swimming pool. The apartment currently features an interior layout that allows it to be used as two independent one-bedroom units (T1), each with its own living areas, offering a versatile solution for both owner-occupation and investment purposes.

Income Breakdown

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Nightly Rate (ADR)
$282/night
50% ($130)Brixfox estimate($282/night)200% ($519)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$26,709
Airbnb data$282/night · 51% occupancy
Rental income
$282/night · 51% occ.
$52,790
Running costs (20%)
Utilities, cleaning, maintenance
-$10,558
Income tax (10%)
Indonesian rental income tax
-$14,781
Property tax
Annual property tax
-$742
Net income
6.3% ROI
$26,709

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$423,913
IMT (transfer tax, investment schedule)$20,685
Imposto de Selo (stamp duty)$3,391
Notary & registration$1,359
Legal / due diligence$6,359
Total acquisition costs$31,793
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$6,457
($3,522–$9,391)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$486,076

Gross yield (asking)

12.5%

True gross yield (all-in)

10.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.8M$2.1M$1.4M$700K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $390K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$474K
+22%
Rental Income
+$130K
Total Position
$605K
+55%
9.2%/yr
Year 10
Capital Value
$577K
+48%
Rental Income
+$282K
Total Position
$859K
+120%
8.2%/yr
Year 20
Capital Value
$855K
+119%
Rental Income
+$660K
Total Position
$1.5M
+288%
7.0%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.2M
Total Position
$2.4M
+524%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.3% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$260 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $260 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
5.1%
$1,816/mo
41% occ.
6.8%
$2,417/mo
51% occ.
8.5%
$3,018/mo
current
61% occ.
10.2%
$3,618/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.