Detached house in Paderne
Detached house in Paderne — image 2Detached house in Paderne — image 3Detached house in Paderne — image 4Detached house in Paderne — image 5
Grade Avillamid-range

Detached house in Paderne

Albufeira · Central Algarve ·

€695,000

Asking Price (EUR)

4.9%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

7.5%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €59,703/yr
Average Daily Rate: €292
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 14.6 years
5-yr Capital Value: €913,220
10-yr Capital Value: €1.1M
Brixfox Score: 76.2 / 100
Comparable Properties: 6
Data Confidence: 59%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€798,920

+15.0% over asking

Asking price€695,000
IMT — Property transfer tax (investment schedule)€41,700
IS — Stamp duty (0.8%)€5,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,425
Total acquisition costs€58,935
Renovation (est. €55/m² × 187 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,285
(€5,610–€14,960)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€798,920

Gross yield (asking price)

8.6%

True gross yield (all-in)

7.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 187 m²
Land: 1900 m²
Style: portuguese-traditional
Condition: good
Year Built: 2009
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional Portuguese architecture with white facade and terracotta roof tileslarge paved outdoor areasprivate swimming pool with surrounding terracecovered outdoor dining/lounge area with built-in BBQstone wall and wrought iron entrance gate

Score Breakdown

ROI
18.36
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.6
Payback Speed
3
STR Suitability
3

Description

Set in the heart of Paderne countryside, this welcoming villa offers relaxed living with space, privacy, and beautiful open views. Located between Paderne and Alte villages. The property sits on a fully fenced 1,200 m² plot with an electric gate, plenty of parking, a landscaped garden with a vegetable patch, a swimmi

Location

📍 37.1640°N, 8.2280°W

· Albufeira, Algarve, Portugal

View on Divine Home Real Estate Portugal →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Paderne

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
187 m²
Land Plot
1900 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$171K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.8%
$3,628/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.4 yr
Rental only

Property details

Year built: 2009
Energy: C
Condition: good

Description

Set in the heart of Paderne countryside, this welcoming villa offers relaxed living with space, privacy, and beautiful open views. Located between Paderne and Alte villages. The property sits on a fully fenced 1,200 m² plot with an electric gate, plenty of parking, a landscaped garden with a vegetable patch, a swimmi

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$422/night
50% ($194)Brixfox estimate($422/night)200% ($777)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$43,534
Airbnb data$422/night · 56% occupancy
Rental income
$422/night · 56% occ.
$86,262
Running costs (20%)
Utilities, cleaning, maintenance
-$17,252
Income tax (10%)
Indonesian rental income tax
-$24,153
Property tax
Annual property tax
-$1,322
Net income
5.8% ROI
$43,534

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$755,435
IMT (transfer tax, investment schedule)$45,326
Imposto de Selo (stamp duty)$6,043
Notary & registration$1,359
Legal / due diligence$11,332
Total acquisition costs$64,060
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,179
($6,098–$16,261)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$866,217

Gross yield (asking)

11.4%

True gross yield (all-in)

10.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $695K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$846K
+22%
Rental Income
+$213K
Total Position
$1.1M
+52%
8.8%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$459K
Total Position
$1.5M
+114%
7.9%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.1M
Total Position
$2.6M
+274%
6.8%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$1.9M
Total Position
$4.2M
+499%
6.1%/yr

Location

Albufeira

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.8% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$388 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1900 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $388 — positioned in the top tier
Generous 1900 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
5.0%
$3,124/mo
46% occ.
6.4%
$4,023/mo
56% occ.
7.8%
$4,922/mo
current
66% occ.
9.2%
$5,821/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.