Terraced house in Rua Alcaria Nn, Paderne
Terraced house in Rua Alcaria Nn, Paderne — image 2Terraced house in Rua Alcaria Nn, Paderne — image 3Terraced house in Rua Alcaria Nn, Paderne — image 4Terraced house in Rua Alcaria Nn, Paderne — image 5
Grade B+villaluxury

Terraced house in Rua Alcaria Nn, Paderne

Albufeira · Central Algarve ·

€595,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.7%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,884/yr
Average Daily Rate: €164
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 22.6 years
5-yr Capital Value: €781,821
10-yr Capital Value: €951,205
Brixfox Score: 68.2 / 100
Comparable Properties: 13
Data Confidence: 69%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€698,665

+17.4% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€698,665

Gross yield (asking price)

5.5%

True gross yield (all-in)

4.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 151 m²
Land: 320 m²
Style: contemporary
Condition: new-build
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

solar_panelsmultiple_private_poolsintegrated_garageterraced_design

Score Breakdown

ROI
14.58
Visual Appeal
14.8
Ownership Security
13
Location
8.4
Land & Space
7.95
Rental Demand
5.5
Payback Speed
1
STR Suitability
3

Description

Construction start: April 2025 Estimated completion: December 2026 We present this fantastic semi-detached villa, currently in the initial construction phase, allowing the buyer to customize the finishes to their liking. Built with high-quality materials, this property combines comfort, privacy, and modernity. Key fe

Location

📍 37.1640°N, 8.2280°W

· Albufeira, Algarve, Portugal

View on Real One - Real Estate & Property Management →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Terraced house in Rua Alcaria Nn, Paderne

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
151 m²
Land Plot
320 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$146K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.6%
$1,965/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
27.4 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

Construction start: April 2025 Estimated completion: December 2026 We present this fantastic semi-detached villa, currently in the initial construction phase, allowing the buyer to customize the finishes to their liking. Built with high-quality materials, this property combines comfort, privacy, and modernity. Key fe

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$237/night
50% ($109)Brixfox estimate($237/night)200% ($436)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$23,575
Airbnb data$237/night · 55% occupancy
Rental income
$237/night · 55% occ.
$47,513
Running costs (20%)
Utilities, cleaning, maintenance
-$9,503
Income tax (10%)
Indonesian rental income tax
-$13,304
Property tax
Annual property tax
-$1,132
Net income
3.6% ROI
$23,575

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$646,739
IMT (transfer tax, investment schedule)$38,511
Imposto de Selo (stamp duty)$5,174
Notary & registration$1,359
Legal / due diligence$9,701
Total acquisition costs$54,745
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$757,245

Gross yield (asking)

7.3%

True gross yield (all-in)

6.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.4M$2.6M$1.7M$851K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$115K
Total Position
$839K
+41%
7.1%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$249K
Total Position
$1.1M
+90%
6.6%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$583K
Total Position
$1.9M
+217%
5.9%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.0M
Total Position
$3.0M
+398%
5.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.6% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$218 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Good
320 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $218 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
3.1%
$1,669/mo
45% occ.
4.0%
$2,173/mo
55% occ.
5.0%
$2,677/mo
current
65% occ.
5.9%
$3,181/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.