Terraced house in Sesmarias, Albufeira e Olhos de Água
Terraced house in Sesmarias, Albufeira e Olhos de Água — image 2Terraced house in Sesmarias, Albufeira e Olhos de Água — image 3Terraced house in Sesmarias, Albufeira e Olhos de Água — image 4Terraced house in Sesmarias, Albufeira e Olhos de Água — image 5
Grade Bvillamid-range

Terraced house in Sesmarias, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€995,000

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

4.9%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,391/yr
Average Daily Rate: €414
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 25.3 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.8M
Brixfox Score: 62.1 / 100
Comparable Properties: 15
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.3% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation (est. €55/m² × 112 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,160
(€3,360–€8,960)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

5.5%

True gross yield (all-in)

4.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 112 m²
Land: 323 m²
Style: portuguese-traditional
Condition: good
Year Built: 1984
Energy Certificate: In process

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor dining area under covered patiostone-clad raised garden bedstraditional tiled outdoor kitchen/BBQ areadecorative wall art

Score Breakdown

ROI
13.87
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
9.01
Rental Demand
3.6
Payback Speed
0
STR Suitability
3

Description

Spacious 3-level villa in Galé within walking distance to beaches and restaurants, offering flexible living and multiple outdoor spaces. The house This 3-bedroom semi-detached villa is set at the end of a quiet cul-de-sac, offering privacy, peace and a relaxed lifestyle, while still being close to everything you need.

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Terraced house in Sesmarias, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
112 m²
Land Plot
323 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$245K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.6%
$3,248/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
27.8 yr
Rental only

Property details

Year built: 1984
Energy: In process
Condition: good

Description

Spacious 3-level villa in Galé within walking distance to beaches and restaurants, offering flexible living and multiple outdoor spaces. The house This 3-bedroom semi-detached villa is set at the end of a quiet cul-de-sac, offering privacy, peace and a relaxed lifestyle, while still being close to everything you need.

Income Breakdown

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Nightly Rate (ADR)
$598/night
50% ($275)Brixfox estimate($598/night)200% ($1100)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$38,973
Airbnb data$598/night · 36% occupancy
Rental income
$598/night · 36% occ.
$78,587
Running costs (20%)
Utilities, cleaning, maintenance
-$15,717
Income tax (10%)
Indonesian rental income tax
-$22,004
Property tax
Annual property tax
-$1,893
Net income
3.6% ROI
$38,973

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$6,696
($3,652–$9,739)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,212,168

Gross yield (asking)

7.3%

True gross yield (all-in)

6.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.7M$4.3M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$190K
Total Position
$1.4M
+41%
7.1%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$411K
Total Position
$1.9M
+89%
6.6%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$963K
Total Position
$3.1M
+216%
5.9%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$1.7M
Total Position
$4.9M
+396%
5.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.6% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Strong
$550 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
323 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $550 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.1%
$3,662/mo
40% occ.
5.5%
$4,936/mo
36% occ.
4.9%
$4,427/mo
current
46% occ.
6.3%
$5,700/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.