Terraced house in Estrada do Ribeiro, Centro, Vila Nova de Cacela
Terraced house in Estrada do Ribeiro, Centro, Vila Nova de Cacela — image 2Terraced house in Estrada do Ribeiro, Centro, Vila Nova de Cacela — image 3Terraced house in Estrada do Ribeiro, Centro, Vila Nova de Cacela — image 4Terraced house in Estrada do Ribeiro, Centro, Vila Nova de Cacela — image 5
Grade Bvillamid-range

Terraced house in Estrada do Ribeiro, Centro, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve ·

€480,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.2%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.6 months ago and is currently at 22% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €35,267/yr
Average Daily Rate: €174
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 35.6 years
5-yr Capital Value: €556,452
10-yr Capital Value: €645,080
Brixfox Score: 61 / 100
Comparable Properties: 9
Data Confidence: 67%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€570,050

+18.8% over asking

Asking price€480,000
IMT — Property transfer tax (investment schedule)€26,230
IS — Stamp duty (0.8%)€3,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,200
Total acquisition costs€38,520
Renovation (est. €55/m² × 306 m²)
Light touch-ups — paint, fixtures, deep clean.		€16,830
(€9,180–€24,480)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€570,050

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 306 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional blue and white exteriorprivate parkingcommunal pool area

Score Breakdown

ROI
10.84
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.56
Payback Speed
1
STR Suitability
4

Description

Excellent House in a Gated Community with a Pool - Vila Nova de Cacela Discover this fantastic 3-story house, set in a gated community with a pool, located in a quiet area between Vila Nova de Cacela and Altura, just 5 minutes from the stunning beaches of the Eastern Algarve. Main Features: Ground Floor: Private gar

Location

📍 37.1940°N, 7.4500°W

· VRSA/Monte Gordo, Algarve, Portugal

Visit Casas do Sotavento →Listed via Idealista.pt
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Terraced house in Estrada do Ribeiro, Centro, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve · Ref BF-281 Source verified · Casas do Sotavento · listed 3 Jun 2026
Asking price · Freehold
$521,739
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
306 m²
True net yield
2.8%
≈ $2,720/mo net after costs & tax
5-yr total return (net + appreciation)
8.4% / yr avg
Payback in ~36 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: C
Condition: good

Description

Excellent House in a Gated Community with a Pool - Vila Nova de Cacela Discover this fantastic 3-story house, set in a gated community with a pool, located in a quiet area between Vila Nova de Cacela and Altura, just 5 minutes from the stunning beaches of the Eastern Algarve. Main Features: Ground Floor: Private gar

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$247/night
50% ($113)Brixfox estimate($247/night)200% ($454)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$24,091
Airbnb data$247/night · 56% occupancy
Rental income
$247/night · 56% occ.
$46,328
Running costs (20%)
Utilities, cleaning, maintenance
-$9,266
Income tax (10%)
Indonesian rental income tax
-$12,972
Property tax
Annual property tax
-$0
Net income
4.6% ROI
$24,091

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.4%
4.8%
Fully-managed
3.5%
2.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.7%

Annual Revenue

$46,328

Income Tax / yr

$4,053

Payback

36 yrs

True All-In Cost
Asking price$521,739
IMT — transfer tax (non-resident 7.5%)$39,130
Stamp duty (0.8%)$4,174
Notary + registry$2,174
Legal$6,417
Furnishing + STR launch$27,174
All-in cost$600,809

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$3.0M$2.3M$1.5M$751K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $480K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$584K
+22%
Rental Income
+$118K
Total Position
$702K
+46%
7.9%/yr
Year 10
Capital Value
$711K
+48%
Rental Income
+$254K
Total Position
$965K
+101%
7.2%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$596K
Total Position
$1.6M
+243%
6.4%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.1M
Total Position
$2.6M
+444%
5.8%/yr

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$227 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $227 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
4.3%
$1,869/mo
46% occ.
5.5%
$2,394/mo
56% occ.
6.7%
$2,919/mo
current
66% occ.
7.9%
$3,444/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.