Terraced house in Cacela Velha, Vila Nova de Cacela
Terraced house in Cacela Velha, Vila Nova de Cacela — image 2Terraced house in Cacela Velha, Vila Nova de Cacela — image 3Terraced house in Cacela Velha, Vila Nova de Cacela — image 4Terraced house in Cacela Velha, Vila Nova de Cacela — image 5
Grade Bvillamid-range

Terraced house in Cacela Velha, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve ·

€480,000

Asking Price (EUR)

2.0%

True Net Yield (Owner, all-in)

1.4%

True Net Yield (Managed, all-in)

3.0%

True Gross Yield

27%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,385/yr
Average Daily Rate: €178
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 34.5 years
5-yr Capital Value: €630,713
10-yr Capital Value: €767,359
Brixfox Score: 56.4 / 100
Comparable Properties: 12
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€570,050

+18.8% over asking

Asking price€480,000
IMT — Property transfer tax (investment schedule)€26,230
IS — Stamp duty (0.8%)€3,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,200
Total acquisition costs€38,520
Renovation (est. €55/m² × 306 m²)
Light touch-ups — paint, fixtures, deep clean.		€16,830
(€9,180–€24,480)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€570,050

Gross yield (asking price)

3.6%

True gross yield (all-in)

3.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 306 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional blue and white exteriorprivate parkingcommunal pool area

Score Breakdown

ROI
11.12
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
2.68
Payback Speed
0
STR Suitability
3

Description

Excellent House in a Gated Community with a Pool - Vila Nova de Cacela Discover this fantastic 3-story house, set in a gated community with a pool, located in a quiet area between Vila Nova de Cacela and Altura, just 5 minutes from the stunning beaches of the Eastern Algarve. Main Features: Ground Floor: Private gar

Location

📍 37.1940°N, 7.4500°W

· VRSA/Monte Gordo, Algarve, Portugal

View on Casas do Sotavento →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

Terraced house in Cacela Velha, Vila Nova de Cacela

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
306 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score56
GradeB
Brixfox Intelligence
56BStrong
Score Breakdown
ROI & Yield62%
Capital Growth59%
Risk Profile58%
Market Demand56%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$90K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.3%
$1,013/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
14 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
42.9 yr
Rental only

Property details

Energy: C
Condition: good

Description

Excellent House in a Gated Community with a Pool - Vila Nova de Cacela Discover this fantastic 3-story house, set in a gated community with a pool, located in a quiet area between Vila Nova de Cacela and Altura, just 5 minutes from the stunning beaches of the Eastern Algarve. Main Features: Ground Floor: Private gar

Income Breakdown

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Nightly Rate (ADR)
$257/night
50% ($118)Brixfox estimate($257/night)200% ($473)
Occupancy
27%
10%Brixfox estimate(27%)100%

Short-Term Rental

Yearly income
$12,158
Airbnb data$257/night · 27% occupancy
Rental income
$257/night · 27% occ.
$25,136
Running costs (20%)
Utilities, cleaning, maintenance
-$5,027
Income tax (10%)
Indonesian rental income tax
-$7,038
Property tax
Annual property tax
-$913
Net income
2.3% ROI
$12,158

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$521,739
IMT (transfer tax, investment schedule)$28,511
Imposto de Selo (stamp duty)$4,174
Notary & registration$1,359
Legal / due diligence$7,826
Total acquisition costs$41,870
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$18,293
($9,978–$26,609)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$617,446

Gross yield (asking)

4.8%

True gross yield (all-in)

4.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$2.4M$1.8M$1.2M$601K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $480K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 28: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$584K
+22%
Rental Income
+$59K
Total Position
$643K
+34%
6.0%/yr
Year 10
Capital Value
$711K
+48%
Rental Income
+$128K
Total Position
$839K
+75%
5.7%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$301K
Total Position
$1.4M
+182%
5.3%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$532K
Total Position
$2.1M
+335%
5.0%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Weak
27% average occupancy
Nightly Rate
Strong
$237 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $237 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.6%
$1,567/mo
40% occ.
4.9%
$2,115/mo
27% occ.
3.2%
$1,390/mo
current
37% occ.
4.5%
$1,938/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.