T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentmid-range

T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€185,000

Asking Price (EUR)

8.7%

True Net Yield (Owner, all-in)

6.1%

True Net Yield (Managed, all-in)

13.4%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,264/yr
Average Daily Rate: €177
-30.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), No pool (-12%)
Payback Period: 7.8 years
5-yr Capital Value: €243,087
10-yr Capital Value: €295,753
Brixfox Score: 72.3 / 100
Comparable Properties: 96
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€217,683

+17.7% over asking

Asking price€185,000
IMT — Property transfer tax (investment schedule)€4,048
IS — Stamp duty (0.8%)€1,480
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,775
Total acquisition costs€9,553
Renovation (est. €55/m² × 66 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,630
(€1,980–€5,280)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€217,683

Gross yield (asking price)

15.8%

True gross yield (all-in)

13.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 66 m²
Style: dated
Condition: good
Year Built: 1993
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
25
Visual Appeal
8.2
Ownership Security
13
Location
10.2
Land & Space
3.32
Rental Demand
4.54
Payback Speed
5
STR Suitability
3

Description

Excellent studio for holidays or rental! Located in a development with a children's pool and another for adults, it also has a room with gym equipment. And best of all, it's just a 2-minute walk from the beach. This ground-floor apartment features an entrance hall, a full bathroom, a fully equipped kitchen, and a spa

Location

📍 37.0874°N, 8.2476°W

· Albufeira, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T0 (studio) in Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
66 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 11.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$46K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.0%
$1,839/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.1 yr
Rental only

Property details

Year built: 1993
Energy: D
Condition: good

Description

Excellent studio for holidays or rental! Located in a development with a children's pool and another for adults, it also has a room with gym equipment. And best of all, it's just a 2-minute walk from the beach. This ground-floor apartment features an entrance hall, a full bathroom, a fully equipped kitchen, and a spa

Income Breakdown

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Nightly Rate (ADR)
$260/night
50% ($120)Brixfox estimate($260/night)200% ($479)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$22,074
Airbnb data$260/night · 45% occupancy
Rental income
$260/night · 45% occ.
$43,126
Running costs (20%)
Utilities, cleaning, maintenance
-$8,625
Income tax (10%)
Indonesian rental income tax
-$12,075
Property tax
Annual property tax
-$352
Net income
11.0% ROI
$22,074

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$201,087
IMT (transfer tax, investment schedule)$4,400
Imposto de Selo (stamp duty)$1,609
Notary & registration$1,359
Legal / due diligence$3,016
Total acquisition costs$10,384
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,946
($2,152–$5,739)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$236,612

Gross yield (asking)

21.4%

True gross yield (all-in)

18.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.8M$1.4M$901K$450K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $185K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$225K
+22%
Rental Income
+$108K
Total Position
$333K
+80%
12.5%/yr
Year 10
Capital Value
$274K
+48%
Rental Income
+$233K
Total Position
$507K
+174%
10.6%/yr
Year 20
Capital Value
$405K
+119%
Rental Income
+$546K
Total Position
$951K
+414%
8.5%/yr
Year 30
Capital Value
$600K
+224%
Rental Income
+$966K
Total Position
$1.6M
+747%
7.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.0% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$239 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.0% — outperforms most villas in this market
Premium nightly rate of $239 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.7%
$1,633/mo
40% occ.
13.1%
$2,187/mo
45% occ.
14.8%
$2,486/mo
current
55% occ.
18.1%
$3,041/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.