T3 flat in Rua António Vicente Campinas, 9, Vila Real de Santo António
T3 flat in Rua António Vicente Campinas, 9, Vila Real de Santo António — image 2T3 flat in Rua António Vicente Campinas, 9, Vila Real de Santo António — image 3T3 flat in Rua António Vicente Campinas, 9, Vila Real de Santo António — image 4T3 flat in Rua António Vicente Campinas, 9, Vila Real de Santo António — image 5
Grade Bapartmentmid-range

T3 flat in Rua António Vicente Campinas, 9, Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€248,000

Asking Price (EUR)

5.0%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

7.7%

True Gross Yield

27%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,274/yr
Average Daily Rate: €240
Payback Period: 13.3 years
5-yr Capital Value: €325,868
10-yr Capital Value: €396,469
Brixfox Score: 63.2 / 100
Comparable Properties: 7
Data Confidence: 72%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€301,761

+21.7% over asking

Asking price€248,000
IMT — Property transfer tax (investment schedule)€8,357
IS — Stamp duty (0.8%)€1,984
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,720
Total acquisition costs€15,311
Renovation (est. €55/m² × 150 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,250
(€4,500–€12,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€301,761

Gross yield (asking price)

9.4%

True gross yield (all-in)

7.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 150 m²
Style: portuguese-traditional
Condition: good
Year Built: 1996
Energy Certificate: Exempt
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with seatingtraditional exterior lighting

Score Breakdown

ROI
19.36
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
5
Rental Demand
2.65
Payback Speed
3
STR Suitability
3

Description

Excellent 3-bedroom apartment, with good areas, good location, all services within a 200m radius, no renovation needed, ready to move in. It has a large terrace, with 2 very spacious storage rooms. with 2 balconies. Very quiet area, with easy parking and shade at the entrance of the building.

Location

📍 37.1941°N, 7.4228°W

· VRSA/Monte Gordo, Algarve, Portugal

View on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T3 flat in Rua António Vicente Campinas, 9, Vila Real de Santo António

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
150 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$47K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.3%
$1,421/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.8 yr
Rental only

Property details

Year built: 1996
Energy: Exempt
Condition: good

Description

Excellent 3-bedroom apartment, with good areas, good location, all services within a 200m radius, no renovation needed, ready to move in. It has a large terrace, with 2 very spacious storage rooms. with 2 balconies. Very quiet area, with easy parking and shade at the entrance of the building.

Income Breakdown

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Nightly Rate (ADR)
$348/night
50% ($160)Brixfox estimate($348/night)200% ($641)
Occupancy
27%
10%Brixfox estimate(27%)100%

Short-Term Rental

Yearly income
$17,053
Airbnb data$348/night · 27% occupancy
Rental income
$348/night · 27% occ.
$33,701
Running costs (20%)
Utilities, cleaning, maintenance
-$6,740
Income tax (10%)
Indonesian rental income tax
-$9,436
Property tax
Annual property tax
-$472
Net income
6.3% ROI
$17,053

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$269,565
IMT (transfer tax, investment schedule)$9,084
Imposto de Selo (stamp duty)$2,157
Notary & registration$1,359
Legal / due diligence$4,043
Total acquisition costs$16,642
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,967
($4,891–$13,043)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$328,001

Gross yield (asking)

12.5%

True gross yield (all-in)

10.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.8M$1.3M$892K$446K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $248K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$302K
+22%
Rental Income
+$83K
Total Position
$385K
+55%
9.2%/yr
Year 10
Capital Value
$367K
+48%
Rental Income
+$180K
Total Position
$547K
+121%
8.2%/yr
Year 20
Capital Value
$543K
+119%
Rental Income
+$422K
Total Position
$965K
+289%
7.0%/yr
Year 30
Capital Value
$804K
+224%
Rental Income
+$746K
Total Position
$1.6M
+525%
6.3%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.3% annual return
Occupancy
Weak
27% average occupancy
Nightly Rate
Strong
$320 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $320 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 27% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.7%
$2,185/mo
40% occ.
13.0%
$2,926/mo
27% occ.
8.6%
$1,927/mo
current
37% occ.
11.9%
$2,668/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.