Detached house in N125, Monte Gordo
Detached house in N125, Monte Gordo — image 2Detached house in N125, Monte Gordo — image 3Detached house in N125, Monte Gordo — image 4Detached house in N125, Monte Gordo — image 5
Grade C+villabudget

Detached house in N125, Monte Gordo

VRSA/Monte Gordo · Eastern Algarve ·

€280,000

Asking Price (EUR)

1.2%

True Net Yield (Owner, all-in)

0.8%

True Net Yield (Managed, all-in)

1.9%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €7,822/yr
Average Daily Rate: 58
-54.0% vs area baselineImage quality 2/10 (-15%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 44.8 years
5-yr Capital Value: €367,916
10-yr Capital Value: €447,626
Brixfox Score: 51.3 / 100
Comparable Properties: 15
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€418,837

+49.6% over asking

Asking price€280,000
IMT — Property transfer tax (investment schedule)€10,597
IS — Stamp duty (0.8%)€2,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,200
Total acquisition costs€18,287
Renovation (est. €900/m² × 113)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.
€101,700
(€79,100€124,300)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€18,850
All-in investment (incl. renovation & furnishing)€418,837

Gross yield (asking price)

2.8%

True gross yield (all-in)

1.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 113
Land: 23940
Style: dated
Condition: needs-renovation
Year Built: 1951
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
10.2
Visual Appeal
2.2
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
3.68
Payback Speed
0
STR Suitability
3

Description

Mixed land with 23,940 m² near Monte Gordo Beach Mixed land with a total area of 23,940 m², consisting of: Urban plot: 610 m² Rural plot: 23,330 m² The rustic part consists of a citrus orchard and barren land, offering potential for agricultural exploitation or rural projects. In the urban area there is a single-story

Location

📍 37.1810°N, 7.4480°W

· VRSA/Monte Gordo, Algarve, Portugal

Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

Detached house in N125, Monte Gordo

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
113 m²
Land Plot
23940 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 1.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score51
GradeC+
Brixfox Intelligence
51C+Moderate
Score Breakdown
ROI & Yield56%
Capital Growth54%
Risk Profile53%
Market Demand51%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$53K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.8%
$445/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
15 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
57.0 yr
Rental only

Property details

Year built: 1951
Energy: Exempt
Condition: needs-renovation

Description

Mixed land with 23,940 m² near Monte Gordo Beach Mixed land with a total area of 23,940 m², consisting of: Urban plot: 610 m² Rural plot: 23,330 m² The rustic part consists of a citrus orchard and barren land, offering potential for agricultural exploitation or rural projects. In the urban area there is a single-story

Income Breakdown

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Nightly Rate (ADR)
$84/night
50% ($39)Brixfox estimate($84/night)200% ($155)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$5,344
Airbnb data$84/night · 37% occupancy
Rental income
$84/night · 37% occ.
$11,301
Running costs (20%)
Utilities, cleaning, maintenance
-$2,260
Income tax (10%)
Indonesian rental income tax
-$3,164
Property tax
Annual property tax
-$533
Net income
1.8% ROI
$5,344

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$304,348
IMT (transfer tax, investment schedule)$11,518
Imposto de Selo (stamp duty)$2,435
Notary & registration$1,359
Legal / due diligence$4,565
Total acquisition costs$19,877
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.
$110,543
($85,978$135,109)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.
$18,315
All-in investment$453,084

Gross yield (asking)

3.7%

True gross yield (all-in)

2.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.3M$985K$657K$328K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $280K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$341K
+22%
Rental Income
+$26K
Total Position
$367K
+31%
5.5%/yr
Year 10
Capital Value
$414K
+48%
Rental Income
+$56K
Total Position
$471K
+68%
5.3%/yr
Year 20
Capital Value
$614K
+119%
Rental Income
+$132K
Total Position
$746K
+166%
5.0%/yr
Year 30
Capital Value
$908K
+224%
Rental Income
+$234K
Total Position
$1.1M
+308%
4.8%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.8% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Average
$77 per night
Visual Appeal
Weak
1/10 instagrammability
Size & Space
Strong
23940 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 23940 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.9%
$493/mo
40% occ.
2.7%
$673/mo
37% occ.
2.4%
$615/mo
current
47% occ.
3.1%
$794/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.