T3 flat in Alameda da Índia, Monte Gordo, Vila Real de Santo António
T3 flat in Alameda da Índia, Monte Gordo, Vila Real de Santo António — image 2T3 flat in Alameda da Índia, Monte Gordo, Vila Real de Santo António — image 3T3 flat in Alameda da Índia, Monte Gordo, Vila Real de Santo António — image 4T3 flat in Alameda da Índia, Monte Gordo, Vila Real de Santo António — image 5
Grade C+apartmentmid-range

T3 flat in Alameda da Índia, Monte Gordo, Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€399,000

Asking Price (EUR)

1.3%

True Net Yield (Owner, all-in)

0.9%

True Net Yield (Managed, all-in)

2.1%

True Gross Yield

23%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €9,648/yr
Average Daily Rate: €115
-33.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%)
Payback Period: 50.8 years
5-yr Capital Value: €524,280
10-yr Capital Value: €637,867
Brixfox Score: 47.9 / 100
Comparable Properties: 5
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€469,827

+17.8% over asking

Asking price€399,000
IMT — Property transfer tax (investment schedule)€19,750
IS — Stamp duty (0.8%)€3,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,985
Total acquisition costs€30,177
Renovation (est. €55/m² × 190 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,450
(€5,700–€15,200)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€469,827

Gross yield (asking price)

2.4%

True gross yield (all-in)

2.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 190 m²
Style: dated
Condition: good
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large wooden wall unitplaid upholstered furniture

Score Breakdown

ROI
9.82
Visual Appeal
6.8
Ownership Security
13
Location
7.2
Land & Space
5.8
Rental Demand
2.3
Payback Speed
0
STR Suitability
3

Description

**T3 Apartment in Monte Gordo - A Few Steps from the Beach! ** Discover your new home in Monte Gordo, just a 3-minute walk from the stunning Monte Gordo beach. This spacious T3 apartment, with an interior area of 111 m², offers a perfect environment for those seeking comfort and tranquility. With a private terrace of

Location

📍 37.1831°N, 7.4511°W

· VRSA/Monte Gordo, Algarve, Portugal

View on Sales & Sales, Lda. →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T3 flat in Alameda da Índia, Monte Gordo, Vila Real de Santo António

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
190 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 1.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score48
GradeC+
Brixfox Intelligence
48C+Moderate
Score Breakdown
ROI & Yield53%
Capital Growth50%
Risk Profile51%
Market Demand48%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$75K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.5%
$552/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
16 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
65.5 yr
Rental only

Property details

Energy: D
Condition: good

Description

**T3 Apartment in Monte Gordo - A Few Steps from the Beach! ** Discover your new home in Monte Gordo, just a 3-minute walk from the stunning Monte Gordo beach. This spacious T3 apartment, with an interior area of 111 m², offers a perfect environment for those seeking comfort and tranquility. With a private terrace of

Income Breakdown

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Nightly Rate (ADR)
$169/night
50% ($78)Brixfox estimate($169/night)200% ($311)
Occupancy
23%
10%Brixfox estimate(23%)100%

Short-Term Rental

Yearly income
$6,620
Airbnb data$169/night · 23% occupancy
Rental income
$169/night · 23% occ.
$14,190
Running costs (20%)
Utilities, cleaning, maintenance
-$2,838
Income tax (10%)
Indonesian rental income tax
-$3,973
Property tax
Annual property tax
-$759
Net income
1.5% ROI
$6,620

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$433,696
IMT (transfer tax, investment schedule)$21,467
Imposto de Selo (stamp duty)$3,470
Notary & registration$1,359
Legal / due diligence$6,505
Total acquisition costs$32,801
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,359
($6,196–$16,522)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$510,682

Gross yield (asking)

3.3%

True gross yield (all-in)

2.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.8M$1.4M$911K$455K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $399K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$485K
+22%
Rental Income
+$32K
Total Position
$518K
+30%
5.3%/yr
Year 10
Capital Value
$591K
+48%
Rental Income
+$70K
Total Position
$660K
+66%
5.2%/yr
Year 20
Capital Value
$874K
+119%
Rental Income
+$164K
Total Position
$1.0M
+160%
4.9%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$290K
Total Position
$1.6M
+297%
4.7%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.5% annual return
Occupancy
Weak
23% average occupancy
Nightly Rate
Good
$155 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.8%
$1,015/mo
40% occ.
3.8%
$1,374/mo
23% occ.
2.1%
$765/mo
current
33% occ.
3.1%
$1,124/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.