T3 flat in Vila Real de Santo António
T3 flat in Vila Real de Santo António — image 2T3 flat in Vila Real de Santo António — image 3T3 flat in Vila Real de Santo António — image 4T3 flat in Vila Real de Santo António — image 5
Grade Bapartmentmid-range

T3 flat in Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€299,900

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

27%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €25,029/yr
Average Daily Rate: €253
+7.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 14.9 years
5-yr Capital Value: €394,064
10-yr Capital Value: €479,439
Brixfox Score: 61 / 100
Comparable Properties: 7
Data Confidence: 73%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€357,388

+19.2% over asking

Asking price€299,900
IMT — Property transfer tax (investment schedule)€11,990
IS — Stamp duty (0.8%)€2,399
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,499
Total acquisition costs€20,138
Renovation (est. €55/m² × 130 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,150
(€3,900–€10,400)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€357,388

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 130 m²
Style: contemporary
Condition: good
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

accent_wall_blueaccent_wall_yellowlarge_window_balcony_access

Score Breakdown

ROI
18.1
Visual Appeal
9.4
Ownership Security
13
Location
7.2
Land & Space
4.6
Rental Demand
2.71
Payback Speed
3
STR Suitability
3

Description

Stunning 110m² Apartment with Panoramic City & Ocean Views - 6th Floor Gem! Step into this bright and spacious 110m², 3-bedroom residence on the 6th floor and instantly feel at home! Perfectly designed for modern living, this apartment combines comfort, convenience, and breathtaking views that will take your breath a

Location

📍 37.1974°N, 7.4208°W

· VRSA/Monte Gordo, Algarve, Portugal

View on Casas do Sotavento →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T3 flat in Vila Real de Santo António

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
130 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$56K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$1,526/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.8 yr
Rental only

Property details

Energy: D
Condition: good

Description

Stunning 110m² Apartment with Panoramic City & Ocean Views - 6th Floor Gem! Step into this bright and spacious 110m², 3-bedroom residence on the 6th floor and instantly feel at home! Perfectly designed for modern living, this apartment combines comfort, convenience, and breathtaking views that will take your breath a

Income Breakdown

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Nightly Rate (ADR)
$367/night
50% ($169)Brixfox estimate($367/night)200% ($675)
Occupancy
27%
10%Brixfox estimate(27%)100%

Short-Term Rental

Yearly income
$18,314
Airbnb data$367/night · 27% occupancy
Rental income
$367/night · 27% occ.
$36,316
Running costs (20%)
Utilities, cleaning, maintenance
-$7,263
Income tax (10%)
Indonesian rental income tax
-$10,169
Property tax
Annual property tax
-$570
Net income
5.6% ROI
$18,314

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$325,978
IMT (transfer tax, investment schedule)$13,033
Imposto de Selo (stamp duty)$2,608
Notary & registration$1,359
Legal / due diligence$4,890
Total acquisition costs$21,889
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,772
($4,239–$11,304)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$388,465

Gross yield (asking)

11.1%

True gross yield (all-in)

9.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$2.0M$1.5M$1.0M$510K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $300K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$365K
+22%
Rental Income
+$89K
Total Position
$454K
+51%
8.7%/yr
Year 10
Capital Value
$444K
+48%
Rental Income
+$193K
Total Position
$637K
+112%
7.8%/yr
Year 20
Capital Value
$657K
+119%
Rental Income
+$453K
Total Position
$1.1M
+270%
6.8%/yr
Year 30
Capital Value
$973K
+224%
Rental Income
+$802K
Total Position
$1.8M
+492%
6.1%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Weak
27% average occupancy
Nightly Rate
Strong
$338 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $338 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 27% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.5%
$2,297/mo
40% occ.
11.3%
$3,078/mo
27% occ.
7.6%
$2,071/mo
current
37% occ.
10.5%
$2,853/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.