Detached house in Cacela Velha, Vila Nova de Cacela
Detached house in Cacela Velha, Vila Nova de Cacela — image 2Detached house in Cacela Velha, Vila Nova de Cacela — image 3Detached house in Cacela Velha, Vila Nova de Cacela — image 4Detached house in Cacela Velha, Vila Nova de Cacela — image 5
Grade Bvillamid-range

Detached house in Cacela Velha, Vila Nova de Cacela

VRSA/Monte Gordo · Eastern Algarve ·

€995,000

Asking Price (EUR)

1.8%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

2.7%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,559/yr
Average Daily Rate: 212
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 49.1 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 56.7 / 100
Comparable Properties: 15
Data Confidence: 75%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.7% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation (est. €55/m² × 190)
Light touch-ups — paint, fixtures, deep clean.
€10,450
(€5,700€15,200)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€32,200
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

3.1%

True gross yield (all-in)

2.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 190
Land: 278
Style: portuguese-traditional
Condition: good
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone streettraditional blue and white facadeexterior staircase

Score Breakdown

ROI
9.92
Visual Appeal
12
Ownership Security
13
Location
8.4
Land & Space
6.4
Rental Demand
3.96
Payback Speed
0
STR Suitability
3

Description

An extremely rare opportunity to own a townhouse in the heart of picturesque Cacela Velha, renowned for its historic charm, stunning coastal views and well-preserved cultural heritage. The property one of a very limited number of homes in Cacela Velha is on two floors with a roof terrace and a secluded, walled garden

Location

📍 37.1940°N, 7.4500°W

· VRSA/Monte Gordo, Algarve, Portugal

Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

Detached house in Cacela Velha, Vila Nova de Cacela

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
190 m²
Land Plot
278 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$187K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.9%
$1,755/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
15 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
51.3 yr
Rental only

Property details

Energy: E
Condition: good

Description

An extremely rare opportunity to own a townhouse in the heart of picturesque Cacela Velha, renowned for its historic charm, stunning coastal views and well-preserved cultural heritage. The property one of a very limited number of homes in Cacela Velha is on two floors with a roof terrace and a secluded, walled garden

Income Breakdown

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Nightly Rate (ADR)
$306/night
50% ($141)Brixfox estimate($306/night)200% ($562)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$21,065
Airbnb data$306/night · 40% occupancy
Rental income
$306/night · 40% occ.
$44,150
Running costs (20%)
Utilities, cleaning, maintenance
-$8,830
Income tax (10%)
Indonesian rental income tax
-$12,362
Property tax
Annual property tax
-$1,893
Net income
1.9% ROI
$21,065

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$11,359
($6,196$16,522)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$32,826
All-in investment$1,216,832

Gross yield (asking)

4.1%

True gross yield (all-in)

3.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$103K
Total Position
$1.3M
+32%
5.7%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$222K
Total Position
$1.7M
+70%
5.5%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$521K
Total Position
$2.7M
+171%
5.1%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$922K
Total Position
$4.1M
+317%
4.9%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.9% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$281 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
278 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $281 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.0%
$1,794/mo
40% occ.
2.7%
$2,445/mo
current
40% occ.
2.7%
$2,418/mo
current
50% occ.
3.4%
$3,069/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.