T3 flat in Vila Real de Santo António
T3 flat in Vila Real de Santo António — image 2T3 flat in Vila Real de Santo António — image 3T3 flat in Vila Real de Santo António — image 4T3 flat in Vila Real de Santo António — image 5
Grade Capartmentbudget

T3 flat in Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€375,000

Asking Price (EUR)

1.6%

True Net Yield (Owner, all-in)

1.1%

True Net Yield (Managed, all-in)

2.4%

True Gross Yield

23%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €10,516/yr
Average Daily Rate: €125
-45.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 44.0 years
5-yr Capital Value: €492,744
10-yr Capital Value: €599,499
Brixfox Score: 43.2 / 100
Comparable Properties: 8
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€430,550

+14.8% over asking

Asking price€375,000
IMT — Property transfer tax (investment schedule)€17,830
IS — Stamp duty (0.8%)€3,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,625
Total acquisition costs€27,705
Renovation (est. €55/m² × 139 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,645
(€4,170–€11,120)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€20,200
All-in investment (incl. renovation & furnishing)€430,550

Gross yield (asking price)

2.8%

True gross yield (all-in)

2.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 139 m²
Land: 24.8 m²
Style: dated
Condition: good
Year Built: 1997
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
10.24
Visual Appeal
6.8
Ownership Security
13
Location
7.2
Land & Space
0.63
Rental Demand
2.31
Payback Speed
0
STR Suitability
3

Description

We present this fantastic 3-bedroom flat, strategically located on the ground floor of a building with only 4 floors in Vila Real de Santo António. This property stands out as the only unit on its floor, ensuring total privacy, and features an extraordinary characteristic: two independent entrances duly authorised by t

Location

📍 37.1879°N, 7.4125°W

· VRSA/Monte Gordo, Algarve, Portugal

View on Casas do Sotavento →Also on Idealista.pt
Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T3 flat in Vila Real de Santo António

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
139 m²
Land Plot
24.8 m²
Tenure
Freehold
Yield Curve Status

Grade C investment — short-term rental yields 1.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score43
GradeC
Brixfox Intelligence
43CModerate
Score Breakdown
ROI & Yield47%
Capital Growth45%
Risk Profile46%
Market Demand43%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+5.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$70K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.8%
$607/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
15 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
55.9 yr
Rental only

Property details

Year built: 1997
Energy: D
Condition: good

Description

We present this fantastic 3-bedroom flat, strategically located on the ground floor of a building with only 4 floors in Vila Real de Santo António. This property stands out as the only unit on its floor, ensuring total privacy, and features an extraordinary characteristic: two independent entrances duly authorised by t

Income Breakdown

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Nightly Rate (ADR)
$182/night
50% ($84)Brixfox estimate($182/night)200% ($336)
Occupancy
23%
10%Brixfox estimate(23%)100%

Short-Term Rental

Yearly income
$7,286
Airbnb data$182/night · 23% occupancy
Rental income
$182/night · 23% occ.
$15,383
Running costs (20%)
Utilities, cleaning, maintenance
-$3,077
Income tax (10%)
Indonesian rental income tax
-$4,307
Property tax
Annual property tax
-$713
Net income
1.8% ROI
$7,286

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$407,609
IMT (transfer tax, investment schedule)$19,380
Imposto de Selo (stamp duty)$3,261
Notary & registration$1,359
Legal / due diligence$6,114
Total acquisition costs$30,114
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,310
($4,533–$12,087)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$467,989

Gross yield (asking)

3.8%

True gross yield (all-in)

3.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.8M$1.3M$883K$441K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $375K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$456K
+22%
Rental Income
+$36K
Total Position
$492K
+31%
5.6%/yr
Year 10
Capital Value
$555K
+48%
Rental Income
+$77K
Total Position
$632K
+69%
5.4%/yr
Year 20
Capital Value
$822K
+119%
Rental Income
+$180K
Total Position
$1.0M
+167%
5.0%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$319K
Total Position
$1.5M
+309%
4.8%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.8% annual return
Occupancy
Weak
23% average occupancy
Nightly Rate
Good
$168 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
25 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.3%
$1,106/mo
40% occ.
4.4%
$1,494/mo
23% occ.
2.5%
$838/mo
current
33% occ.
3.6%
$1,226/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.