T0 (studio), Em1263, 905, Porto de Mós, Lagos Cidade, Lagos
T0 (studio), Em1263, 905, Porto de Mós, Lagos Cidade, Lagos — image 2T0 (studio), Em1263, 905, Porto de Mós, Lagos Cidade, Lagos — image 3T0 (studio), Em1263, 905, Porto de Mós, Lagos Cidade, Lagos — image 4T0 (studio), Em1263, 905, Porto de Mós, Lagos Cidade, Lagos — image 5
Grade B+apartmentmid-range

T0 (studio), Em1263, 905, Porto de Mós, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€345,000

Asking Price (EUR)

8.7%

True Net Yield (Owner, all-in)

6.0%

True Net Yield (Managed, all-in)

13.3%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €52,175/yr
Average Daily Rate: €221
Payback Period: 8.2 years
5-yr Capital Value: €453,325
10-yr Capital Value: €551,539
Brixfox Score: 73.1 / 100
Comparable Properties: 93
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€391,615

+13.5% over asking

Asking price€345,000
IMT — Property transfer tax (investment schedule)€15,430
IS — Stamp duty (0.8%)€2,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,175
Total acquisition costs€24,615
Renovation€0 — move-in ready
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€391,615

Gross yield (asking price)

15.1%

True gross yield (all-in)

13.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 62 m²
Style: contemporary
Condition: excellent
Year Built: 2011
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multiple poolscoastal proximityresort-style amenities

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
3.24
Rental Demand
6.48
Payback Speed
4
STR Suitability
3

Description

Elegant Studio Apartment in the Prestigious Belmar Spa Beach Resort – Porto de Mós, Lagos Elegant studio apartment located in the prestigious Belmar Spa Beach Resort, less than 5 minutes on foot from Porto de Mós Beach, one of the most sought-after areas of Lagos. An ideal solution for those seeking comfort, exclusivit

Location

📍 37.0866°N, 8.6852°W

· Lagos, Algarve, Portugal

View on Mimosaproperties - Real Estate →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T0 (studio), Em1263, 905, Porto de Mós, Lagos Cidade, Lagos

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
62 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 10.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$95K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.4%
$3,259/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.6 yr
Rental only

Property details

Year built: 2011
Energy: B-
Condition: excellent

Description

Elegant Studio Apartment in the Prestigious Belmar Spa Beach Resort – Porto de Mós, Lagos Elegant studio apartment located in the prestigious Belmar Spa Beach Resort, less than 5 minutes on foot from Porto de Mós Beach, one of the most sought-after areas of Lagos. An ideal solution for those seeking comfort, exclusivit

Income Breakdown

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Nightly Rate (ADR)
$323/night
50% ($149)Brixfox estimate($323/night)200% ($595)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$39,104
Airbnb data$323/night · 65% occupancy
Rental income
$323/night · 65% occ.
$76,462
Running costs (20%)
Utilities, cleaning, maintenance
-$15,292
Income tax (10%)
Indonesian rental income tax
-$21,409
Property tax
Annual property tax
-$656
Net income
10.4% ROI
$39,104

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$375,000
IMT (transfer tax, investment schedule)$16,772
Imposto de Selo (stamp duty)$3,000
Notary & registration$1,359
Legal / due diligence$5,625
Total acquisition costs$26,755
RenovationMove-in ready
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$425,668

Gross yield (asking)

20.4%

True gross yield (all-in)

18.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.3M$2.4M$1.6M$814K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $345K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$420K
+22%
Rental Income
+$191K
Total Position
$611K
+77%
12.1%/yr
Year 10
Capital Value
$511K
+48%
Rental Income
+$412K
Total Position
$923K
+168%
10.3%/yr
Year 20
Capital Value
$756K
+119%
Rental Income
+$967K
Total Position
$1.7M
+399%
8.4%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.7M
Total Position
$2.8M
+720%
7.3%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.4% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$298 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.4% — outperforms most villas in this market
Premium nightly rate of $298 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
9.7%
$3,028/mo
55% occ.
11.9%
$3,717/mo
65% occ.
14.1%
$4,406/mo
current
75% occ.
16.3%
$5,094/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.