Andar de moradia in Rua dos Peixeiros, 15, Centro, Lagos Cidade, Lagos
Andar de moradia in Rua dos Peixeiros, 15, Centro, Lagos Cidade, Lagos — image 2Andar de moradia in Rua dos Peixeiros, 15, Centro, Lagos Cidade, Lagos — image 3Andar de moradia in Rua dos Peixeiros, 15, Centro, Lagos Cidade, Lagos — image 4Andar de moradia in Rua dos Peixeiros, 15, Centro, Lagos Cidade, Lagos — image 5
Grade Avillabudget

Andar de moradia in Rua dos Peixeiros, 15, Centro, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€285,000

Asking Price (EUR)

12.1%

True Net Yield (Owner, all-in)

8.4%

True Net Yield (Managed, all-in)

18.7%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €61,794/yr
Average Daily Rate: €314
Payback Period: 5.7 years
5-yr Capital Value: €374,486
10-yr Capital Value: €455,619
Brixfox Score: 75.7 / 100
Comparable Properties: 68
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€331,177

+16.2% over asking

Asking price€285,000
IMT — Property transfer tax (investment schedule)€10,947
IS — Stamp duty (0.8%)€2,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,275
Total acquisition costs€18,752
Renovation (est. €55/m² × 95 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,225
(€2,850–€7,600)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€331,177

Gross yield (asking price)

21.7%

True gross yield (all-in)

18.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 95 m²
Style: portuguese-traditional
Condition: good
Year Built: 1963
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

colorful facadescobblestone street

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
3.9
Rental Demand
5.39
Payback Speed
5
STR Suitability
3

Description

Rehabilitation Opportunity in the Historic Center of Lagos First-floor apartment with excellent rehabilitation potential, situated in a prime location in the heart of Lagos' historic center. Features: • 3 bedrooms • Bathroom • Kitchen • Sunroom • Small rooftop terrace A unique opportunity for those seeking to renov

Location

📍 37.1026°N, 8.6746°W

· Lagos, Algarve, Portugal

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Idealista.pt
Lagos / Western Algarve

Andar de moradia in Rua dos Peixeiros, 15, Centro, Lagos Cidade, Lagos

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
95 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 15.0% net return annually.

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The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+20.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$79K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
15.0%
$3,878/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.7 yr
Rental only

Property details

Year built: 1963
Energy: E
Condition: good

Description

Rehabilitation Opportunity in the Historic Center of Lagos First-floor apartment with excellent rehabilitation potential, situated in a prime location in the heart of Lagos' historic center. Features: • 3 bedrooms • Bathroom • Kitchen • Sunroom • Small rooftop terrace A unique opportunity for those seeking to renov

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$460/night
50% ($212)Brixfox estimate($460/night)200% ($847)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$46,537
Airbnb data$460/night · 54% occupancy
Rental income
$460/night · 54% occ.
$90,537
Running costs (20%)
Utilities, cleaning, maintenance
-$18,107
Income tax (10%)
Indonesian rental income tax
-$25,350
Property tax
Annual property tax
-$542
Net income
15.0% ROI
$46,537

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$309,783
IMT (transfer tax, investment schedule)$11,899
Imposto de Selo (stamp duty)$2,478
Notary & registration$1,359
Legal / due diligence$4,647
Total acquisition costs$20,383
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,679
($3,098–$8,261)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$357,801

Gross yield (asking)

29.2%

True gross yield (all-in)

25.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.4M$2.6M$1.7M$851K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $285K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$347K
+22%
Rental Income
+$227K
Total Position
$574K
+101%
15.0%/yr
Year 10
Capital Value
$422K
+48%
Rental Income
+$491K
Total Position
$913K
+220%
12.3%/yr
Year 20
Capital Value
$624K
+119%
Rental Income
+$1.2M
Total Position
$1.8M
+523%
9.6%/yr
Year 30
Capital Value
$924K
+224%
Rental Income
+$2.0M
Total Position
$3.0M
+939%
8.1%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
15.0% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$423 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 15.0% — outperforms most villas in this market
Premium nightly rate of $423 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
12.7%
$3,276/mo
44% occ.
16.5%
$4,256/mo
54% occ.
20.3%
$5,236/mo
current
64% occ.
24.1%
$6,216/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.