Detached house in Bairro da Zona-Verde, 12, Bensafrim e Barão de São João, Lagos
Detached house in Bairro da Zona-Verde, 12, Bensafrim e Barão de São João, Lagos — image 2Detached house in Bairro da Zona-Verde, 12, Bensafrim e Barão de São João, Lagos — image 3Detached house in Bairro da Zona-Verde, 12, Bensafrim e Barão de São João, Lagos — image 4Detached house in Bairro da Zona-Verde, 12, Bensafrim e Barão de São João, Lagos — image 5
Grade Avillabudget

Detached house in Bairro da Zona-Verde, 12, Bensafrim e Barão de São João, Lagos

Lagos · Western Algarve ·

€345,000

Asking Price (EUR)

9.8%

True Net Yield (Owner, all-in)

6.8%

True Net Yield (Managed, all-in)

15.0%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €80,312/yr
Average Daily Rate: €421
Payback Period: 5.3 years
5-yr Capital Value: €453,325
10-yr Capital Value: €551,539
Brixfox Score: 76.3 / 100
Comparable Properties: 8
Data Confidence: 59%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€534,665

+55.0% over asking

Asking price€345,000
IMT — Property transfer tax (investment schedule)€15,430
IS — Stamp duty (0.8%)€2,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,175
Total acquisition costs€24,615
Renovation (est. €900/m² × 155 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€139,500
(€108,500–€170,500)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€534,665

Gross yield (asking price)

23.3%

True gross yield (all-in)

15.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 155 m²
Land: 189 m²
Style: dated
Condition: needs-renovation
Year Built: 1980
Energy Certificate: E
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

fireplacebuilt-in-shelving

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
4.65
Rental Demand
5.23
Payback Speed
5
STR Suitability
3

Description

4 BEDROOM VILLA WITH FIREPLACE AND AIR CONDITIONING IN BENSAFRIM, LAGOS, PORTUGAL Century 21 exclusively presents this 4-bedroom detached villa in Bensafrim, Lagos, Portugal The villa is currently divided into two small 2-bedroom houses, with separate entrances, lounge, kitchen and bathroom. This means you can live i

Location

📍 37.1579°N, 8.7349°W

· Lagos, Algarve, Portugal

View on CENTURY 21 Universe →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Bairro da Zona-Verde, 12, Bensafrim e Barão de São João, Lagos

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
155 m²
Land Plot
189 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 16.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+21.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$95K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
16.2%
$5,054/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.2 yr
Rental only

Property details

Year built: 1980
Energy: E
Condition: needs-renovation

Description

4 BEDROOM VILLA WITH FIREPLACE AND AIR CONDITIONING IN BENSAFRIM, LAGOS, PORTUGAL Century 21 exclusively presents this 4-bedroom detached villa in Bensafrim, Lagos, Portugal The villa is currently divided into two small 2-bedroom houses, with separate entrances, lounge, kitchen and bathroom. This means you can live i

Income Breakdown

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Nightly Rate (ADR)
$618/night
50% ($284)Brixfox estimate($618/night)200% ($1137)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$60,647
Airbnb data$618/night · 52% occupancy
Rental income
$618/night · 52% occ.
$117,890
Running costs (20%)
Utilities, cleaning, maintenance
-$23,578
Income tax (10%)
Indonesian rental income tax
-$33,009
Property tax
Annual property tax
-$656
Net income
16.2% ROI
$60,647

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$375,000
IMT (transfer tax, investment schedule)$16,772
Imposto de Selo (stamp duty)$3,000
Notary & registration$1,359
Legal / due diligence$5,625
Total acquisition costs$26,755
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$151,630
($117,935–$185,326)
Furnishing & STR launch
4bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$25,598
All-in investment$578,984

Gross yield (asking)

31.4%

True gross yield (all-in)

20.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.3M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $345K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$420K
+22%
Rental Income
+$296K
Total Position
$716K
+108%
15.7%/yr
Year 10
Capital Value
$511K
+48%
Rental Income
+$640K
Total Position
$1.2M
+233%
12.8%/yr
Year 20
Capital Value
$756K
+119%
Rental Income
+$1.5M
Total Position
$2.3M
+554%
9.8%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$2.7M
Total Position
$3.8M
+994%
8.3%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
16.2% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$568 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Average
189 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 16.2% — outperforms most villas in this market
Premium nightly rate of $568 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
13.4%
$4,192/mo
42% occ.
17.6%
$5,507/mo
52% occ.
21.8%
$6,822/mo
current
62% occ.
26.0%
$8,137/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.