Semi-detached house, Loteamento Marina de Lagos, 5, Nn, Marina de Lagos, Lagos Cidade, Lagos
Semi-detached house, Loteamento Marina de Lagos, 5, Nn, Marina de Lagos, Lagos Cidade, Lagos — image 2Semi-detached house, Loteamento Marina de Lagos, 5, Nn, Marina de Lagos, Lagos Cidade, Lagos — image 3Semi-detached house, Loteamento Marina de Lagos, 5, Nn, Marina de Lagos, Lagos Cidade, Lagos — image 4Semi-detached house, Loteamento Marina de Lagos, 5, Nn, Marina de Lagos, Lagos Cidade, Lagos — image 5
Grade B+villaluxury

Semi-detached house, Loteamento Marina de Lagos, 5, Nn, Marina de Lagos, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€780,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €60,780/yr
Average Daily Rate: €313
Payback Period: 15.9 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 66.8 / 100
Comparable Properties: 61
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€899,290

+15.3% over asking

Asking price€780,000
IMT — Property transfer tax (investment schedule)€46,800
IS — Stamp duty (0.8%)€6,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,700
Total acquisition costs€65,990
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€899,290

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 132 m²
Style: contemporary
Condition: excellent
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor terrace with dining and lounging areaswood decking on part of the terracedirect access to communal pool areamodern interior design with large windows

Score Breakdown

ROI
17.44
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
4.64
Rental Demand
5.32
Payback Speed
3
STR Suitability
3

Description

Splendid villa with 3 bedrooms, one en suite, 3 bathrooms, large living room, fully equipped kitchen and a spacious terrace that serves as an extension of the room with an area for drying and deck. The villa is luxuriously furnished, has 2 parking spaces, 2 more with box and exclusive access only for the owners of the

Location

📍 37.1077°N, 8.6740°W

· Lagos, Algarve, Portugal

View on KW Flash Algarve - Barlavento →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Semi-detached house, Loteamento Marina de Lagos, 5, Nn, Marina de Lagos, Lagos Cidade, Lagos

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
132 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$215K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$3,707/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.1 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

Splendid villa with 3 bedrooms, one en suite, 3 bathrooms, large living room, fully equipped kitchen and a spacious terrace that serves as an extension of the room with an area for drying and deck. The villa is luxuriously furnished, has 2 parking spaces, 2 more with box and exclusive access only for the owners of the

Income Breakdown

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Nightly Rate (ADR)
$455/night
50% ($209)Brixfox estimate($455/night)200% ($838)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$44,485
Airbnb data$455/night · 53% occupancy
Rental income
$455/night · 53% occ.
$88,402
Running costs (20%)
Utilities, cleaning, maintenance
-$17,680
Income tax (10%)
Indonesian rental income tax
-$24,753
Property tax
Annual property tax
-$1,484
Net income
5.2% ROI
$44,485

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$847,826
IMT (transfer tax, investment schedule)$50,870
Imposto de Selo (stamp duty)$6,783
Notary & registration$1,359
Legal / due diligence$12,717
Total acquisition costs$71,728
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$975,315

Gross yield (asking)

10.4%

True gross yield (all-in)

9.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.1M$3.9M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $780K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$949K
+22%
Rental Income
+$217K
Total Position
$1.2M
+50%
8.4%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$469K
Total Position
$1.6M
+108%
7.6%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$1.1M
Total Position
$2.8M
+260%
6.6%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$1.9M
Total Position
$4.5M
+474%
6.0%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$419 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $419 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
4.4%
$3,095/mo
43% occ.
5.8%
$4,064/mo
53% occ.
7.1%
$5,033/mo
current
63% occ.
8.5%
$6,003/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.