T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos
T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos — image 2T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos — image 3T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos — image 4T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos — image 5
Grade Bapartmentluxury

T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€990,000

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.2%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €58,779/yr
Average Daily Rate: €301
Payback Period: 21.1 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 63.7 / 100
Comparable Properties: 52
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.4% over asking

Asking price€990,000
IMT — Property transfer tax (investment schedule)€59,400
IS — Stamp duty (0.8%)€7,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,850
Total acquisition costs€83,420
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,800
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

5.9%

True gross yield (all-in)

5.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 193 m²
Style: contemporary
Condition: new-build
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated open-plan living/kitchen/dininglarge sliding glass doors to outdoor spacebuilt-in wardrobe with mirrored doorsmodern kitchen island with seatingtextured accent walls

Score Breakdown

ROI
15.08
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
5.86
Rental Demand
5.35
Payback Speed
1
STR Suitability
3

Description

Welcome to the amazing T3 apartment Apartment AB is located in Block B of Phase 1. This apartment is located on the 1st floor and consists of 3 bedrooms and 3 bathrooms with large living areas and a balcony. Each apartment has 2 private underground parking spaces. Built to the highest standard the accommodation offer

Location

📍 37.1132°N, 8.6741°W

· Lagos, Algarve, Portugal

View on Abacoz Algarve Properties →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
193 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$274K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.9%
$3,523/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.5 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

Welcome to the amazing T3 apartment Apartment AB is located in Block B of Phase 1. This apartment is located on the 1st floor and consists of 3 bedrooms and 3 bathrooms with large living areas and a balcony. Each apartment has 2 private underground parking spaces. Built to the highest standard the accommodation offer

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$435/night
50% ($200)Brixfox estimate($435/night)200% ($800)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$42,274
Airbnb data$435/night · 54% occupancy
Rental income
$435/night · 54% occ.
$84,917
Running costs (20%)
Utilities, cleaning, maintenance
-$16,983
Income tax (10%)
Indonesian rental income tax
-$23,777
Property tax
Annual property tax
-$1,883
Net income
3.9% ROI
$42,274

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,076,087
IMT (transfer tax, investment schedule)$64,565
Imposto de Selo (stamp duty)$8,609
Notary & registration$1,359
Legal / due diligence$16,141
Total acquisition costs$90,674
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$53,043
All-in investment$1,219,804

Gross yield (asking)

7.9%

True gross yield (all-in)

7.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.8M$4.4M$2.9M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $990K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$206K
Total Position
$1.4M
+43%
7.3%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$446K
Total Position
$1.9M
+93%
6.8%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.0M
Total Position
$3.2M
+225%
6.1%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$1.9M
Total Position
$5.1M
+411%
5.6%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$400 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $400 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
3.3%
$2,945/mo
44% occ.
4.3%
$3,871/mo
54% occ.
5.3%
$4,797/mo
current
64% occ.
6.4%
$5,722/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.