T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos
T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos — image 2T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos — image 3T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos — image 4T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos — image 5
Grade Bapartmentluxury

T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€1.2M

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.3%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €58,764/yr
Average Daily Rate: €301
Payback Period: 25.4 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 61.5 / 100
Comparable Properties: 52
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+14.0% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€89,625
IS — Stamp duty (0.8%)€9,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€17,925
Total acquisition costs€118,360
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,800
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

4.9%

True gross yield (all-in)

4.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 193 m²
Style: contemporary
Condition: new-build
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

open-plan living with integrated kitchenlarge sliding glass doors to outdoor spacemodern minimalist bathroomsbuilt-in wardrobes with mirrored doors

Score Breakdown

ROI
13.84
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
5.86
Rental Demand
5.35
Payback Speed
0
STR Suitability
3

Description

Welcome to the amazing T3 apartment Apartment N is located in Block A of Phase 1. This apartment is located on the 2nd floor and consists of 3 bedrooms and 3 bathrooms with large living areas and a balcony. Each apartment has 2 private underground parking spaces. Built to the highest standard the accommodation offer

Location

📍 37.1132°N, 8.6741°W

· Lagos, Algarve, Portugal

View on Abacoz Algarve Properties →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T3 flat in Estrada Albardeira, 6, Marina de Lagos, Lagos Cidade, Lagos

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
193 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$330K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.2%
$3,490/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
31.0 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

Welcome to the amazing T3 apartment Apartment N is located in Block A of Phase 1. This apartment is located on the 2nd floor and consists of 3 bedrooms and 3 bathrooms with large living areas and a balcony. Each apartment has 2 private underground parking spaces. Built to the highest standard the accommodation offer

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$435/night
50% ($200)Brixfox estimate($435/night)200% ($800)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$41,884
Airbnb data$435/night · 54% occupancy
Rental income
$435/night · 54% occ.
$84,917
Running costs (20%)
Utilities, cleaning, maintenance
-$16,983
Income tax (10%)
Indonesian rental income tax
-$23,777
Property tax
Annual property tax
-$2,273
Net income
3.2% ROI
$41,884

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,298,913
IMT (transfer tax, investment schedule)$97,418
Imposto de Selo (stamp duty)$10,391
Notary & registration$1,359
Legal / due diligence$19,484
Total acquisition costs$128,652
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$53,043
All-in investment$1,480,609

Gross yield (asking)

6.5%

True gross yield (all-in)

5.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.6M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$205K
Total Position
$1.7M
+39%
6.8%/yr
Year 10
Capital Value
$1.8M
+48%
Rental Income
+$442K
Total Position
$2.2M
+85%
6.3%/yr
Year 20
Capital Value
$2.6M
+119%
Rental Income
+$1.0M
Total Position
$3.7M
+206%
5.7%/yr
Year 30
Capital Value
$3.9M
+224%
Rental Income
+$1.8M
Total Position
$5.7M
+378%
5.4%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.2% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$400 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $400 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
2.7%
$2,913/mo
44% occ.
3.5%
$3,839/mo
54% occ.
4.4%
$4,764/mo
current
64% occ.
5.3%
$5,690/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.