House in Estrada da Pedragosa, São Clemente, Loulé
House in Estrada da Pedragosa, São Clemente, Loulé — image 2House in Estrada da Pedragosa, São Clemente, Loulé — image 3House in Estrada da Pedragosa, São Clemente, Loulé — image 4House in Estrada da Pedragosa, São Clemente, Loulé — image 5
Grade Bvillaluxury

House in Estrada da Pedragosa, São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle ·

€2.8M

Asking Price (EUR)

0.4%

True Net Yield (Owner, all-in)

0.3%

True Net Yield (Managed, all-in)

0.6%

True Gross Yield

21%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €20,338/yr
Average Daily Rate: €260
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 169.7 years
5-yr Capital Value: €3.7M
10-yr Capital Value: €4.5M
Brixfox Score: 60.6 / 100
Comparable Properties: 5
Data Confidence: 64%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.1M

+12.1% over asking

Asking price€2.8M
IMT — Property transfer tax (investment schedule)€209,625
IS — Stamp duty (0.8%)€22,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€41,925
Total acquisition costs€275,160
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.1M

Gross yield (asking price)

0.7%

True gross yield (all-in)

0.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 6
Building: 535 m²
Land: 5052 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large terraced facademultiple balconiescurved outdoor staircaselarge private pool

Score Breakdown

ROI
7.87
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
2.15
Payback Speed
0
STR Suitability
3

Description

This is an amazing villa that encapsulates the dream life that the sunny Algarve can offer you. Positioned in wonderfully landscaped gardens with peace and tranquillity, the villa has a southerly orientation that you can enjoy to the maximum by using the recently renovated and heated circular salt pool, internal pool s

Location

📍 37.1462°N, 7.9985°W

· Loulé/Vilamoura, Algarve, Portugal

View on OliveHomes.com →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

House in Estrada da Pedragosa, São Clemente, Loulé

Inventory
4 Beds
Bathrooms
6 Baths
Built Area
535 m²
Land Plot
5052 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 0.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$858K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.3%
$846/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Energy: B
Condition: excellent

Description

This is an amazing villa that encapsulates the dream life that the sunny Algarve can offer you. Positioned in wonderfully landscaped gardens with peace and tranquillity, the villa has a southerly orientation that you can enjoy to the maximum by using the recently renovated and heated circular salt pool, internal pool s

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$380/night
50% ($175)Brixfox estimate($380/night)200% ($699)
Occupancy
21%
10%Brixfox estimate(21%)100%

Short-Term Rental

Yearly income
$10,151
Airbnb data$380/night · 21% occupancy
Rental income
$380/night · 21% occ.
$29,746
Running costs (20%)
Utilities, cleaning, maintenance
-$5,949
Income tax (10%)
Indonesian rental income tax
-$8,329
Property tax
Annual property tax
-$5,317
Net income
0.3% ROI
$10,151

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,038,043
IMT (transfer tax, investment schedule)$227,853
Imposto de Selo (stamp duty)$24,304
Notary & registration$1,359
Legal / due diligence$45,571
Total acquisition costs$299,087
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$3,402,511

Gross yield (asking)

1.0%

True gross yield (all-in)

0.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$11.3M$8.4M$5.6M$2.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $2.8M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 17: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.4M
+22%
Rental Income
+$50K
Total Position
$3.5M
+23%
4.3%/yr
Year 10
Capital Value
$4.1M
+48%
Rental Income
+$107K
Total Position
$4.2M
+52%
4.3%/yr
Year 20
Capital Value
$6.1M
+119%
Rental Income
+$251K
Total Position
$6.4M
+128%
4.2%/yr
Year 30
Capital Value
$9.1M
+224%
Rental Income
+$444K
Total Position
$9.5M
+240%
4.2%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.3% annual return
Occupancy
Weak
21% average occupancy
Nightly Rate
Strong
$349 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
5052 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $349 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 5052 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
0.8%
$1,983/mo
40% occ.
1.1%
$2,792/mo
21% occ.
0.5%
$1,292/mo
current
31% occ.
0.8%
$2,101/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.