T2 flat in Centro - Quarteira Velha, Quarteira, Quarteira
T2 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 2T2 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 3T2 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 4T2 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 5
Grade Bapartmentmid-range

T2 flat in Centro - Quarteira Velha, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€345,000

Asking Price (EUR)

5.3%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.1%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,398/yr
Average Daily Rate: €219
+7.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 13.3 years
5-yr Capital Value: €453,325
10-yr Capital Value: €551,539
Brixfox Score: 63.6 / 100
Comparable Properties: 93
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€399,965

+15.9% over asking

Asking price€345,000
IMT — Property transfer tax (investment schedule)€15,430
IS — Stamp duty (0.8%)€2,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,175
Total acquisition costs€24,615
Renovation (est. €55/m² × 100 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,500
(€3,000–€8,000)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€399,965

Gross yield (asking price)

9.4%

True gross yield (all-in)

8.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 100 m²
Style: modern
Condition: good
Year Built: 1987
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balconycity-view

Score Breakdown

ROI
19.35
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
4
Rental Demand
4.04
Payback Speed
3
STR Suitability
3

Description

Renovated 2-Bedroom Apartment in the Heart of Quarteira Discover this magnificent 2-bedroom apartment, fully renovated and brand new, located in the heart of Quarteira. With a prime location, this property is ideal for both permanent residence and holiday investment. The apartment features two spacious and comfortabl

Location

📍 37.0729°N, 8.1001°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Centro - Quarteira Velha, Quarteira, Quarteira

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
100 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$106K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.3%
$1,974/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.8 yr
Rental only

Property details

Year built: 1987
Energy: D
Condition: good

Description

Renovated 2-Bedroom Apartment in the Heart of Quarteira Discover this magnificent 2-bedroom apartment, fully renovated and brand new, located in the heart of Quarteira. With a prime location, this property is ideal for both permanent residence and holiday investment. The apartment features two spacious and comfortabl

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$317/night
50% ($146)Brixfox estimate($317/night)200% ($584)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$23,689
Airbnb data$317/night · 40% occupancy
Rental income
$317/night · 40% occ.
$46,818
Running costs (20%)
Utilities, cleaning, maintenance
-$9,364
Income tax (10%)
Indonesian rental income tax
-$13,109
Property tax
Annual property tax
-$656
Net income
6.3% ROI
$23,689

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$375,000
IMT (transfer tax, investment schedule)$16,772
Imposto de Selo (stamp duty)$3,000
Notary & registration$1,359
Legal / due diligence$5,625
Total acquisition costs$26,755
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,978
($3,261–$8,696)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$434,745

Gross yield (asking)

12.5%

True gross yield (all-in)

10.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.5M$1.9M$1.2M$620K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $345K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$420K
+22%
Rental Income
+$116K
Total Position
$535K
+55%
9.2%/yr
Year 10
Capital Value
$511K
+48%
Rental Income
+$250K
Total Position
$761K
+120%
8.2%/yr
Year 20
Capital Value
$756K
+119%
Rental Income
+$586K
Total Position
$1.3M
+289%
7.0%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.0M
Total Position
$2.2M
+525%
6.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.3% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$292 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $292 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.3%
$1,971/mo
40% occ.
8.5%
$2,646/mo
current
40% occ.
8.6%
$2,676/mo
current
50% occ.
10.7%
$3,351/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.