Detached house in Rua de João Andrez, Alte, Loulé
Detached house in Rua de João Andrez, Alte, Loulé — image 2Detached house in Rua de João Andrez, Alte, Loulé — image 3Detached house in Rua de João Andrez, Alte, Loulé — image 4Detached house in Rua de João Andrez, Alte, Loulé — image 5
Grade Avillaluxury

Detached house in Rua de João Andrez, Alte, Loulé

Loulé/Vilamoura · Golden Triangle ·

€790,000

Asking Price (EUR)

4.7%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.2%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €65,189/yr
Average Daily Rate: €443
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 15.1 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 76.2 / 100
Comparable Properties: 4
Data Confidence: 55%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€910,120

+15.2% over asking

Asking price€790,000
IMT — Property transfer tax (investment schedule)€47,400
IS — Stamp duty (0.8%)€6,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,850
Total acquisition costs€66,820
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€910,120

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 167 m²
Land: 3800 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2006
Energy Certificate: F
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolnatural landscape viewstraditional stone accents

Score Breakdown

ROI
17.95
Visual Appeal
14.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.04
Payback Speed
3
STR Suitability
3

Description

Nestled in the heart of the Algarve countryside, this charming traditional house offers 167 m² of living space on a generous 3800 m² plot the perfect blend of peace, privacy and modern comfort. Fully renovated in recent years with a new roof and structure in 2021, modern tiling, and a deep legal borehole installed in

Location

📍 37.2769°N, 8.1851°W

· Loulé/Vilamoura, Algarve, Portugal

View on Hometown Properties →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Rua de João Andrez, Alte, Loulé

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
167 m²
Land Plot
3800 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$242K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.5%
$3,959/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.1 yr
Rental only

Property details

Year built: 2006
Energy: F
Condition: excellent

Description

Nestled in the heart of the Algarve countryside, this charming traditional house offers 167 m² of living space on a generous 3800 m² plot the perfect blend of peace, privacy and modern comfort. Fully renovated in recent years with a new roof and structure in 2021, modern tiling, and a deep legal borehole installed in

Income Breakdown

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Nightly Rate (ADR)
$640/night
50% ($294)Brixfox estimate($640/night)200% ($1177)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$47,508
Airbnb data$640/night · 40% occupancy
Rental income
$640/night · 40% occ.
$94,252
Running costs (20%)
Utilities, cleaning, maintenance
-$18,850
Income tax (10%)
Indonesian rental income tax
-$26,391
Property tax
Annual property tax
-$1,503
Net income
5.5% ROI
$47,508

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$858,696
IMT (transfer tax, investment schedule)$51,522
Imposto de Selo (stamp duty)$6,870
Notary & registration$1,359
Legal / due diligence$12,880
Total acquisition costs$72,630
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$987,087

Gross yield (asking)

11.0%

True gross yield (all-in)

9.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.3M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $790K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$961K
+22%
Rental Income
+$232K
Total Position
$1.2M
+51%
8.6%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$501K
Total Position
$1.7M
+111%
7.8%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$1.2M
Total Position
$2.9M
+268%
6.7%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$2.1M
Total Position
$4.6M
+488%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.5% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$589 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
3800 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $589 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 3800 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.5%
$3,962/mo
40% occ.
7.4%
$5,324/mo
current
40% occ.
7.5%
$5,373/mo
current
50% occ.
9.4%
$6,736/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.